Offer
- Earn 50,000 American Airlines AAdvantage® Bonus Miles after spending $5,000 in purchases within the first 3 months of account opening
- Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
- No Foreign Transaction Fees on purchases
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
- Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
- The standard variable APR for Citi Flex Plan is 16.74% – 25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Fees & Conditions
Annual Fee
$446
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
50,000 miles
Minimum Spending Required
$5,000
Minimum Spending Timeframe (Months)
3 month(s)
Priority Check-In
Priority Boarding
Nexus Credit
Earnings
Per dollar of purchases
All Spending
1 mile
Groceries
1 mile
Gas
1 mile
Dining and Food delivery
1 mile
Convenience Stores
1 mile
Drugstores
1 mile
Local Transport
1 mile
Travel
1 mile
Entertainment
1 mile
Recurring Payments
1 mile
Telecom/Internet
1 mile
Streaming services
1 mile
Online transactions
1 mile
Office Supplies
1 mile
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
2 year(s)
Purchase Protection
$10,000
120 day(s)
Mobile Device Insurance
Price Protection