American Express® Gold Card

American Express® Gold Card

Welcome Bonus
60,000 Points
Annual Fee
  • 4x points at restaurants
  • 4x points at U.S. supermarkets
  • 3x points on flights booked directly with airlines or through

Fees & Conditions

Annual Fee $250
Foreign Transaction Fee 0.00%


Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value


Welcome Bonus amount 60,000 Points
Minimum Spending Required $4,000
Minimum Spending Timeframe (Months) 6 month(s)


Per dollar of purchases

All Spending 1 Point
Groceries 4 Points
Gas 1 Point
Dining and Food delivery 4 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 1 Point
Travel 3 Points
Entertainment 1 Point
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point


Travel Insurance

Insurance Name
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection