Offer
- Earn 120,000 bonus points after spending $2,000 on purchases within the first three months of account opening
- No Annual Fee
- Earn up to 17 points total per $1 spent when you stay at an IHG hotel
- Earn 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
- No Foreign Transaction Fees
- Redeem 3 Nights, Get the 4th Night Free
- IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Fees & Conditions
Annual Fee
$0
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
120,000 Points
Minimum Spending Required
$2,000
Minimum Spending Timeframe (Months)
3 month(s)
Earnings
Per dollar of purchases
All Spending
2 Points
Groceries
2 Points
Gas
3 Points
Dining and Food delivery
3 Points
Convenience Stores
2 Points
Drugstores
2 Points
Local Transport
2 Points
Travel
2 Points
Entertainment
2 Points
Recurring Payments
3 Points
Telecom/Internet
2 Points
Streaming services
2 Points
Online transactions
2 Points
Office Supplies
2 Points
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection