IHG® Rewards Traveler

IHG® Rewards Traveler

Welcome Bonus
120,000 Points
Annual Fee
  • Earn up to 17X at IHG Hotels
  • No Foreign Transaction Fees
  • Fourth Night Free On Award Redemptions


  • Earn 120,000 bonus points after spending $2,000 on purchases within the first three months of account opening
  • No Annual Fee
  • Earn up to 17 points total per $1 spent when you stay at an IHG hotel
  • Earn 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
  • No Foreign Transaction Fees
  • Redeem 3 Nights, Get the 4th Night Free
  • IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Fees & Conditions

Annual Fee $0


Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value


Welcome Bonus amount 120,000 Points
Minimum Spending Required $2,000
Minimum Spending Timeframe (Months) 3 month(s)


Per dollar of purchases

All Spending 2 Points
Groceries 2 Points
Gas 3 Points
Dining and Food delivery 3 Points
Convenience Stores 2 Points
Drugstores 2 Points
Local Transport 2 Points
Travel 2 Points
Entertainment 2 Points
Recurring Payments 3 Points
Telecom/Internet 2 Points
Streaming services 2 Points
Online transactions 2 Points
Office Supplies 2 Points


Travel Insurance

Insurance Name
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection