Earn 20,000 bonus points
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- All Spending1%
- Groceries1%
- Gas1%
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Earn $400 Cash Back
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 3 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- All Spending1%
- Groceries1%
- Gas1%
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Earn $150 Cash Back
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 3 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Dining and Food delivery3%
- Groceries2%
- All Spending1%
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Gas2%
- Dining and Food delivery2%
- All Spending1%
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- All Spending1%
- Groceries1%
- Gas1%
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Gas2%
- Dining and Food delivery2%
- All Spending1%
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
Earn 2x AAdvantage miles per dollar spent on eligible American Airlines purchases
-
No Foreign Transaction Fees
-
Admirals Club Membership
Learn More
Earn 50,000 miles after qualifying purchases
- Earn 50,000 American Airlines AAdvantage® Bonus Miles after spending $5,000 in purchases within the first 3 months of account opening
- Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
- No Foreign Transaction Fees on purchases
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
- Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
- The standard variable APR for Citi Flex Plan is 16.74% – 25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Annual Fee
- Primary card $446
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- All Spending1mile
- Groceries1mile
- Gas1mile
Value
- Year 1 $0
- Year 2+ $0
Best For
Transfer Partners
- AAdvantage
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance