Offer
- Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
- 7,500 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, phone services, and select streaming.
- $75 Southwest® travel credit each year.
- 4 Upgraded Boardings per year when available.
- No foreign transaction fees.
Fees & Conditions
Annual Fee
$149
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
75,000 miles
Minimum Spending Required
$5,000
Minimum Spending Timeframe (Months)
3 month(s)
Earnings
Per dollar of purchases
All Spending
1 mile
Groceries
1 mile
Gas
1 mile
Dining and Food delivery
1 mile
Convenience Stores
1 mile
Drugstores
1 mile
Local Transport
2 miles
Travel
1 mile
Entertainment
1 mile
Recurring Payments
1 mile
Telecom/Internet
2 miles
Streaming services
2 miles
Online transactions
1 mile
Office Supplies
1 mile
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
$3,000
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
$120
500 day(s)
Mobile Device Insurance
Price Protection