UnitedSM Business Card

UnitedSM Business Card

Welcome Bonus
75,000 miles
Annual Fee
First Year Annual Fee Rebate (terms apply)
  • Earn 2x miles on United purchases
  • Anniversary Bonus Miles
  • Annual Travel Credit


  • Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $99.
  • Receive a 5,000-mile “better together” bonus each anniversary when you have both the United℠ Business Card and a personal United® credit card.
  • Earn 2 miles per $1 spent on United® purchases, dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting.
  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost – miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Enjoy a free first checked bag – a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
  • $100 United® travel credit after 7 United® flight purchases of $100 or more each anniversary year.

Fees & Conditions

Annual Fee $99
First Year Annual Fee Rebate


Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First Year Annual Fee Rebate
First year offer value
Rewards Earned
Annual fee
Net value


Welcome Bonus amount 75,000 miles
Minimum Spending Required $5,000
Minimum Spending Timeframe (Months) 3 month(s)


Per dollar of purchases

All Spending 1 mile
Groceries 1 mile
Gas 2 miles
Dining and Food delivery 1 mile
Convenience Stores 1 mile
Drugstores 1 mile
Local Transport 2 miles
Travel 1 mile
Entertainment 1 mile
Recurring Payments 1 mile
Telecom/Internet 1 mile
Streaming services 1 mile
Online transactions 1 mile
Office Supplies 2 miles


Travel Insurance

Insurance Name
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection