Wells Fargo Active CashSM Card

Wells Fargo Active CashSM Card

Welcome Bonus
$200 Cash Back
Annual Fee
  • No Annual Fee
  • Unlimited 2% cash rewards


  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 15.74%, 20.74%, or 25.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card
  • Select “Apply Now” to learn more about the product features, terms and conditions

Fees & Conditions

Annual Fee $0


Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value


Welcome Bonus amount $200 Cash Back
Minimum Spending Required $1,000
Minimum Spending Timeframe (Months) 3 month(s)


Per dollar of purchases

All Spending 2 %
Groceries 2 %
Gas 2 %
Dining and Food delivery 2 %
Convenience Stores 2 %
Drugstores 2 %
Local Transport 2 %
Travel 2 %
Entertainment 2 %
Recurring Payments 2 %
Telecom/Internet 2 %
Streaming services 2 %
Online transactions 2 %
Office Supplies 2 %


Travel Insurance

Insurance Name
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

Other Insurance

Insurance Name
Extended Warranty
Purchase Protection
Mobile Device Insurance
1 year
Price Protection