Fees & Conditions
                                                                    Annual Fee                                
                                                            
                            
                                $0                            
                                                    
					
                Value
 Calculate the rewards
				
					Your Monthly Spending
					
						
					
				
				
			Year 1
                                    Year 2+
                                Welcome Bonus
                                    
                                    0 $
                                Annual Credit
                                    
                                    
                                Travel benefits
                                    
                                    
                                VIP Lounges
                                    
                                    
                                 First year offer value
                                    
                                    
                                 Rewards Earned
                                    
                                    
                                Annual fee
                                    
                                    
                                Net value
                                    
                                    
                                Advantages
                                                                    Welcome Bonus amount                                
                                                            
                            
                                30,000 Points                            
                                                    
					
                        
                                                                    Minimum Spending Required                                
                                                            
                            
                                $1,000                            
                                                    
					
                        
                                                                    Minimum Spending Timeframe (Months)                                
                                                            
                            
                                3 month(s)                            
                                                    
					
                Earnings
Per dollar of purchases
                                                                    All Spending                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Groceries                                
                                                            
                            
                                2 Points                            
                                                    
					
                        
                                                                    Gas                                
                                                            
                            
                                2 Points                            
                                                    
					
                        
                                                                    Dining and Food delivery                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Convenience Stores                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Drugstores                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Local Transport                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Travel                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Entertainment                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Recurring Payments                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Telecom/Internet                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Streaming services                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Online transactions                                
                                                            
                            
                                1 Point                            
                                                    
					
                        
                                                                    Office Supplies                                
                                                            
                            
                                1 Point                            
                                                    
					
                Insurance
Travel Insurance
                Insurance Name
            
            
                Included
            
            
                Amount
            
            
                Duration
            
        
                        Travel Medical Insurance
                    
                    
                        Travel medical insurance up to 54 years old
                    
                    
                        Travel medical insurance up to 64 years old
                    
                    
                        Travel medical insurance 65+
                    
                    
                        Trip Cancellation Insurance
                    
                    
                        Trip Interruption Insurance
                    
                    
                        Common Carrier Travel Accident Insurance
                    
                    
                        Flight Delay Insurance
                    
                    
                        Delayed Baggage Insurance
                    
                    
                        Lost/Stolen Baggage Insurance
                    
                    
                        Auto Rental Loss/Insurance
                    
                    
                        Hotel/Motel Burglary Insurance
                    
                    Other Insurance
                Insurance Name
            
            
                Included
            
            
                Amount
            
            
                Duration
            
        
                        Extended Warranty
                    
                    
                        Purchase Protection
                    
                    
                        Mobile Device Insurance
                    
                    
                        Price Protection
                    
                     
	