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2,500 Bonus Rewards
after your first purchase2
5X Rewards
for every $1 spent on all eligible RCI purchases2
2X Rewards
for every $1 spent on all eligible travel purchases2
$0
annual fee1
Earn 2,500 Bonus Rewards
after your first purchase – that’s worth $25 in RCI Member RewardsSM.3
Earn 5X Rewards
for every $1 spent on all eligible RCI purchases.2
Earn 2X Rewards
for every $1 spent on all eligible travel purchases.2
Earn 1X Rewards
for every $1 spent on all other purchases.2
Redeem Rewards for RCI Member RewardsSM Credit
Use toward exchange fees and RCI subscribing membership renewals.3
Redeem Rewards for Cash Back
to help pay for resort fees and more.4
Redeem Rewards for Worldwide Travel
including flights, hotels, car rentals and more when you book online at BarclaysUS.com.7
Get 5% Rewards back
every time you redeem, as a bonus to use toward your next redemption.6
0% intro APR on balance transfers
0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, currently 20.99%, 25.24% or 29.99%, based on your creditworthiness. There is a fee for balance transfers.1
Earn a $250 USD Vacation Credit
toward one RCI vacation when you spend $10,000 in net purchases each calendar year.5
No foreign transaction fees
on international purchases.1
No annual fee1
APR for purchases |
20.99%, 25.24% or 29.99% variable based on your creditworthiness. |
APR for balance transfers |
0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 20.99%, 25.24% or 29.99%, based on your creditworthiness. |
APR for cash advances |
29.99% variable |
Annual Fee |
$0 |
Balance transfer fee |
Either $5 or 5% of the amount of each transfer, whichever is greater. |
Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.
Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For new and outstanding balance transfers after the introductory period and all purchases, the variable APR is 20.99%, 25.24% or 29.99% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.
Bonus Rewards Offer: Receive a one-time 2,500 Bonus Rewards in addition to the regular Rewards you earn after making your first purchase with this card. Bonus Rewards will post within 60 days of the first purchase. This promotion is limited to new Cardmembers and may be cancelled at any time without notice.
Earning Rewards: Cardmember(s) earn “Rewards” for purchases less credits, returns, and adjustments (“net purchases”) in the following amounts based upon the type of Purchase transaction posted to the Account:
a) Earn five (5) Rewards for each one dollar ($1) in net purchases on eligible RCI products and services (excluding RCI Travel, RCI Points Partners, RCI Cruise, Lifestyle Benefits, and Experiential Vacation purchases; b) Earn two (2) Reward per one dollar ($1) spent on eligible travel purchases (including air, hotels, car rentals, cruises, travel agencies, trains and buses, etc.) and (c) Earn one (1) Reward per one dollar ($1) spent on all other purchases.
Conditions and limitations apply. Refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.
RCI Member RewardsSM Redemption: In order to redeem Rewards for RCI Member RewardsSM, you must have a current RCI Subscribing Member account. RCI Member Rewards are issued in the specified amount, which will appear as a credit to the cardmember’s designated RCI account and you may apply that credit to pay for certain RCI products and services. RCI Member Rewards may not be used for RCI Travel, RCI Points Partner, RCI Cruise, Lifestyle Benefits, Experiential Vacations, and timeshare resort maintenance fees. Certain other rules, restrictions and exclusions may apply to the use of RCI Member Rewards. Refer to the Reward Rules within the Terms and Conditions for additional information.
Cash Back Redemption: Redemption for cash back statement credits start at 2,500 Rewards. If you redeem for cash back statement credit, it will be posted in 1-2 business days and appear on your Account billing statement within 1 billing cycle. Additional conditions and restrictions apply. Refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.
$250 Vacation Credit: Earn one (1) $250 Vacation Credit after spending $10,000 in net purchases each calendar year. Net purchases must be made from Jan 1 – Dec 31 each year. Vacations are limited and subject to availability. Vacation Credit is not valid for use on RCI.com. The Vacation Credit has no cash value. Conditions and limitations apply, including how the Credit must be redeemed and the redemption window, please refer to the Reward Rules within the Terms and Conditions for full details.
Redemption Bonus: Earn 5% of your Rewards back as a redemption bonus, to use toward your next redemption, every time you redeem. Redemption bonus Rewards are added to your Account within one business day after your redemption is processed. Refer to the Reward Rules within the Terms and Conditions for additional details.
Redeem Rewards for Worldwide Travel: You may redeem Rewards for airfare, hotel and car rentals when you book through Meridian Loyalty at BarclaysUS.com or by calling the Customer Service number on the back of your card. Refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.
RCI and related marks are registered trademarks and/or service marks in the United States and internationally. All rights reserved.
The RCI® Elite Rewards® Mastercard® is issued by Barclays Bank Delaware pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite Mastercard, and the circles design are registered trademarks of Mastercard International Incorporated.
© 2024 Barclays Bank Delaware, Member FDIC.
