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Earn 3x points on Southwest Airlines purchases
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Earning Southwest Companion Pass
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Anniversary Bonus Points
Learn More
Limited-time offer: Earn 75,000 bonus points
- Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
- 7,500 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, phone services, and select streaming.
- $75 Southwest® travel credit each year.
- 4 Upgraded Boardings per year when available.
- No foreign transaction fees.
Annual Fee
- Primary card $149
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Telecom/Internet2miles
- Local Transport2miles
- Streaming services2miles
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- Southwest Rapid Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
$3,000
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
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Earn 4x points on Southwest Airlines purchases
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Anniversary Bonus Points
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Upgraded Boarding
Learn More
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
- 9,000 bonus points after your Cardmember anniversary.
- Earn 4X points on Southwest® purchases.
- Earn 3X points on Rapid Rewards® hotel and car partners.
- Earn 2X points on rideshare.
- Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
- 4 Upgraded Boardings per year when available.
- Global Entry or TSA PreCheck® Fee Credit.
Annual Fee
- Primary card $199
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Local Transport2miles
- Recurring Payments2miles
- Telecom/Internet2miles
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- Southwest Rapid Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
$3,000
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
Earn 3x points on Southwest Airlines purchases
-
Earning Southwest Companion Pass
-
Anniversary Bonus Points
Learn More
Earn 60,000 points
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2X points on Rapid Rewards® hotel and car partners.
- Earn 2X points on rideshare.
- 1 point per $1 spent on all other purchases.
- 2 EarlyBird Check-In® each year.
- Earn unlimited tier qualifying points towards A-List status.
Annual Fee
- Primary card $99
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- All Spending1mile
- Groceries1mile
- Gas1mile
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- Southwest Rapid Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
Earn 3x points on Southwest Airlines purchases
-
Earning Southwest Companion Pass
-
Anniversary Bonus Points
Learn More
Limited-time offer: Earn 75,000 bonus points
- Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
- 6,000 anniversary points each year.
- Earn 3X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, phone services, and select streaming.
- 2 EarlyBird Check-In® each year.
- All points earned count towards Companion Pass®.
- No foreign transaction fees.
Annual Fee
- Primary card $99
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Telecom/Internet2miles
- Local Transport2miles
- Streaming services2miles
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- Southwest Rapid Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
$3,000
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
Earn 2x points on Southwest Airlines purchases
-
Earn Southwest Companion Pass
-
Anniversary Bonus Points
Learn More
Limited-time offer: Earn 75,000 bonus points
- Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
- 3,000 anniversary points each year.
- Earn 2X points on Southwest® purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, phone services, and select streaming.
- 2 EarlyBird Check-In® each year.
- Earn 1 point for every $1 spent on all other purchases.
- All points earned count towards Companion Pass®.
Annual Fee
- Primary card $69
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 3 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Telecom/Internet2miles
- Local Transport2miles
- Streaming services2miles
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- Southwest Rapid Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
$3,000
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance