- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
- Earn 5x total points on travel purchased through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Annual Ultimate Rewards Hotel Credit.
- Earn 2x on other travel purchases.
- Earn 3x points on dining, including eligible delivery services, takeout and dining out.
- Earn 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs).
- Earn 3x points on select streaming services.
- Plus, earn 1 point per dollar spent on all other purchases.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Terms Apply
Annual Fee
- Primary card $95
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Groceries3Points
- Dining and Food delivery3Points
- Streaming services3Points
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- AeroplanAVIOSChase Ultimate RewardsFlying BlueIHG RewardsJetBlue TrueBlue Rewards ProgramMarriott BonvoySouthwest Rapid RewardsWorld of Hyatt
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
Free first checked bag
-
No foreign transaction fees
Learn More
Earn 80,000 bonus points
Annual Fee
- Primary card $99
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0.00 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Dining and Food delivery2Points
- Office Supplies2Points
- All Spending1Point
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
No blackout dates on JetBlue-operated flights
-
No foreign transaction fees
Learn More
Earn 10,000 bonus points
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0.00 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Groceries2Points
- Dining and Food delivery2Points
- All Spending1Point
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
5,000 bonus points every year after your account anniversary
-
No foreign transaction fees
Learn More
Earn 50,000 bonus points
Annual Fee
- Primary card $99
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0.00 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Groceries2Points
- Dining and Food delivery2Points
- All Spending1Point
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
Earn 3x Points on Airfare
-
Earn 3x Points on Hotels
-
Earn 3x Points at Restaurants
Learn More
Limited Time: Earn 80,000 ThankYou points after qualifying purchases
- For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Annual Fee
- Primary card $95
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Groceries3Points
- Gas3Points
- Dining and Food delivery3Points
Value
- Year 1 ‐
- Year 2+ ‐
Best For
Transfer Partners
- Asia MilesAvianca LifeMilesChoice PrivilegesCiti ThankYouEmirates SkywardsFlying BlueTurkish Airlines Miles and SmilesWyndham Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance