Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- All Spending%
- Groceries%
- Gas%
Value
- Year 1 $0
- Year 2+ $0
Best For
Transfer Partners
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.74% – 24.74%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The standard variable APR for Citi Flex Plan is 14.74% – 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- All Spending2%
- Groceries2%
- Gas2%
Value
- Year 1 $0
- Year 2+ $0
Best For
Transfer Partners
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- All Spendingmile
- Groceriesmile
- Gasmile
Value
- Year 1 $0
- Year 2+ $0
Best For
Transfer Partners
- AAdvantage
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
Earn 2x AAdvantage miles on eligible American Airlines purchases
-
No Foreign Transaction Fees
-
First Checked Bag Free
Learn More
Earn 50,000 miles after qualifying purchases
- Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
- Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
- Earn 1 Loyalty Point for every 1 eligible mile earned from purchases
- Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
- No Foreign Transaction Fees
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
- Enjoy preferred boarding on American Airlines flights
- The standard variable APR for Citi Flex Plan is 16.74% – 25.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Annual Fee
- Primary card $99
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Gas2miles
- Dining and Food delivery2miles
- All Spending1mile
Value
- Year 1 $0
- Year 2+ $0
Best For
Transfer Partners
- AAdvantage
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
No Annual Fee
-
Balance Transfer
Learn More
- No Late Fees, No Penalty Rate, and No Annual Fee… Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.49% – 25.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 15.49% – 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
- Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
No Annual Fee
-
Points Back on Redemptions
-
ThankYou Point Round Up
Learn More
Earn 20,000 bonus points
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.24% – 24.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The standard variable APR for Citi Flex Plan is 14.24% – 24.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 3 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- All Spending1Point
- Groceries1Point
- Gas1Point
Value
- Year 1 $0
- Year 2+ $0
Best For
Transfer Partners
- Citi ThankYou
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
Earn 3x Points on Airfare
-
Earn 3x Points on Hotels
-
Earn 3x Points at Restaurants
Learn More
Limited Time: Earn 80,000 ThankYou points after qualifying purchases
- For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Annual Fee
- Primary card $95
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 0 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Groceries3Points
- Gas3Points
- Dining and Food delivery3Points
Value
- Year 1 $0
- Year 2+ $0
Best For
Transfer Partners
- Asia MilesAvianca LifeMilesChoice PrivilegesCiti ThankYouEmirates SkywardsFlying BlueTurkish Airlines Miles and SmilesWyndham Rewards
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
-
Earn 2x AAdvantage miles per dollar spent on eligible American Airlines purchases
-
Earn 2x AAdvantage miles per dollar spent on grocery store purchases
Learn More
10,000 miles & a $50 statement credit
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- 3 %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- Groceries2miles
- All Spending1mile
- Gas1mile
Value
- Year 1 $0
- Year 2+ $0
Best For
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Earn $200 in cash back
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.74% – 24.74%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash℠ Card account per person.
Annual Fee
- Primary card $0
- Additional card
Annual Income Required
- Individual
- Household
Conversion fees
- %
Interest Rates
- Purchase Rates —
- Cash Advance Rates —
- Balance Transfer Rates —
Earning Rate
- All Spending1%
- Groceries1%
- Gas1%
Value
- Year 1 $0
- Year 2+ $0
Best For
Transfer Partners
- Cash Back
Advantages
- Annual Credit
- VIP Lounges
- Concierge
- Wifi
- Travel credit
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance