Reward Type: Travel

  • Earn 3x points on Southwest Airlines purchases
  • Earning Southwest Companion Pass
  • Anniversary Bonus Points
Limited-time offer: Earn 75,000 bonus points
  • Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
  • 6,000 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, phone services, and select streaming.
  • 2 EarlyBird Check-In® each year.
  • All points earned count towards Companion Pass®.
  • No foreign transaction fees.
Annual Fee
  • Primary card $99
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • Telecom/Internet2miles
  • Local Transport2miles
  • Streaming services2miles
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • Southwest Rapid Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
$3,000
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Earn 2x points on Southwest Airlines purchases
  • Earn Southwest Companion Pass
  • Anniversary Bonus Points
Limited-time offer: Earn 75,000 bonus points
  • Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, phone services, and select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • All points earned count towards Companion Pass®.
Annual Fee
  • Primary card $69
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 3 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • Telecom/Internet2miles
  • Local Transport2miles
  • Streaming services2miles
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • Southwest Rapid Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
$500,000
Flight Delay Insurance
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
$3,000
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance