Offer
- Earn a Welcome Flight Reward worth up to 50,000 points after you spend $3,000 + up to 51,000 points through 10x total points on travel and dining
- $95 Annual Fee
- Earn 3x points for each dollar spent on grocery stores, dining at restaurants, and Air Canada directly.
- No foreign transaction fees.
- Free first checked bag.
- 500 bonus points for every $2,000 you spend in a calendar month.
- Earn 1x points for each dollar spent on all other purchases.
Fees & Conditions
Annual Fee
$95
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to 101,000 Points
Minimum Spending Required
$3,000
Minimum Spending Timeframe (Months)
3 month(s)
Nexus Credit
Earnings
Per dollar of purchases
All Spending
1 Point
Groceries
3 Points
Gas
1 Point
Dining and Food delivery
3 Points
Convenience Stores
1 Point
Drugstores
1 Point
Local Transport
1 Point
Travel
1 Point
Entertainment
1 Point
Recurring Payments
1 Point
Telecom/Internet
1 Point
Streaming services
1 Point
Online transactions
1 Point
Office Supplies
1 Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
$1,500
Trip Interruption Insurance
$1,500
Common Carrier Travel Accident Insurance
Flight Delay Insurance
$500
Delayed Baggage Insurance
$300
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
120 day(s)
Mobile Device Insurance
Price Protection