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Best CIBC Bank Accounts in Canada

Compare all CIBC chequing and savings accounts. Smart accounts, newcomer packages, and Aventura integration.

10 accounts

CIBC US$ Personal Account

CIBCsavingsNo Fee

Monthly Fee

$0

Interest Rate

CIBC eAdvantage Savings Account

CIBCsavingsNo Fee

Monthly Fee

$0

Interest Rate

1.4%

Promo Rate

4.5%

CIBC Banking for International Workers

CIBCchequingNo Fee

Monthly Fee

$0

Interest Rate

CIBC Smart™ for Seniors

CIBCchequingNo Fee

Monthly Fee

$0

Interest Rate

CIBC Smart™ for Students

CIBCchequingNo Fee

Monthly Fee

$0

Interest Rate

CIBC Smart Chequing Account

CIBCchequingUnlimited

Monthly Fee

$16.95

Interest Rate

View DetailsUp to $500 welcome bonus*.

CIBC Everyday® Chequing Account

CIBCchequing

Monthly Fee

$3.9

Interest Rate

CIBC Smart Account for Newcomers

CIBCchequingNo Fee

Monthly Fee

$0

Interest Rate

View DetailsUp to $450 welcome bonus*

CIBC RRSP Daily Interest Savings Account

CIBCsavingsNo Fee

Monthly Fee

$0

Interest Rate

2.25%

CIBC TFSA Tax Advantage Savings Account

CIBCsavingsNo Fee

Monthly Fee

$0

Interest Rate

2.25%

Promo Rate

3%

Complete Guide

Best CIBC Bank Accounts in Canada

CIBC Bank Accounts

CIBC’s Smart Account automatically adjusts your monthly fee based on your transaction volume — the more you use it, the more you save per transaction. CIBC also has one of the best newcomer programs in Canada, with free banking for up to 2 years for new immigrants and international students.

FAQ

Frequently Asked Questions

1How does the CIBC Smart Account work?

It charges based on your usage: $4.95 for light use, up to $14.95 for heavy use. It’s good if your transaction volume varies month to month.