Best Unlimited Transaction Bank Accounts in Canada

Compare bank accounts with unlimited debit transactions, bill payments, and Interac e-Transfers.

33 accounts

1

National Bank of Canada

NBC The Total Chequing Account

National Bank of CanadachequingUnlimited

Monthly Fee

$28.95

Interest Rate

—

2

National Bank of Canada

National Bank Chequing Account for Newcomers

National Bank of CanadachequingNo FeeUnlimited

Monthly Fee

$0

Interest Rate

—

View DetailsUp to $574.20 in savings

3

National Bank of Canada

NBC The Connected Chequing Account

National Bank of CanadachequingUnlimited

Monthly Fee

$15.95

Interest Rate

—

4

National Bank of Canada

National Bank Chequing Account for Engineering Professionals

National Bank of CanadachequingUnlimited

Monthly Fee

$12.95

Interest Rate

—

View DetailsUp to $1,688 in annual savings

5

National Bank of Canada

National Bank Checking Account for Nursing Professionals

National Bank of CanadachequingUnlimited

Monthly Fee

$12.95

Interest Rate

—

6

National Bank of Canada

National Bank Chequing Account for Health Professionals

National Bank of CanadachequingUnlimited

Monthly Fee

$12.95

Interest Rate

—

View DetailsUp to $1,313 in annual savings

7

National Bank of Canada

National Bank Chequing Account for Healthcare Professionals

National Bank of CanadachequingUnlimited

Monthly Fee

$12.95

Interest Rate

—

View DetailsUp to $1,313 in annual savings

8

National Bank of Canada

National Bank Checking Account for Legal and Business Professionals

National Bank of CanadachequingUnlimited

Monthly Fee

$12.95

Interest Rate

—

View DetailsUp to $1,688 in annual savings

9

National Bank of Canada

National Bank Checking Account for Administration Professionals

National Bank of CanadachequingUnlimited

Monthly Fee

$12.95

Interest Rate

—

View DetailsUp to $1,538 in annual savings

10

Scotiabank Ultimate Package Chequing Account

ScotiabankchequingUnlimited

Monthly Fee

$30.95

Interest Rate

—

View DetailsUp to $700 welcome bonus

11

Scotiabank Preferred Package Chequing Account

ScotiabankchequingUnlimited

Monthly Fee

$16.95

Interest Rate

—

View DetailsUp to $700 welcome bonus

12

Scotiabank Preferred Package for Students and Youth

ScotiabankchequingNo FeeUnlimited

Monthly Fee

$0

Interest Rate

—

View DetailsUp to $175 welcome bonus

13

BMO Performance Chequing Account - Canadian Defence Banking Services

BMOchequingNo FeeUnlimited

Monthly Fee

$0

Interest Rate

—

14

BMO Performance Chequing Account for Newcomers

BMOchequingUnlimited

Monthly Fee

$17.95

Interest Rate

—

View DetailsUp to $800* cash

15

BMO Premium Chequing Account

BMOchequingUnlimited

Monthly Fee

$30.95

Interest Rate

—

View DetailsUp to a $800 cash bonus*

16

BMO Performance Student Chequing Account

BMOchequingNo FeeUnlimited

Monthly Fee

$0

Interest Rate

—

View DetailsUp to 175$ welcome bonus*

17

BMO Performance Chequing Account

BMOchequingUnlimited

Monthly Fee

$17.95

Interest Rate

—

View DetailsUp to a $800 cash bonus*

18

BMO Everyday Chequing Account

BMOchequingUnlimited

Monthly Fee

$4

Interest Rate

—

19

RBC Ultimate Business Account Package

RBCchequingUnlimited

Monthly Fee

$100

Interest Rate

—

20

RBC Digital Choice Business Account Package

RBCchequingUnlimited

Monthly Fee

$6

Interest Rate

—

21

RBC VIP Banking Package

RBCchequingUnlimited

Monthly Fee

$30

Interest Rate

—

View DetailsGet the new Apple Watch

22

RBC Advantage Banking Package

RBCchequingUnlimited

Monthly Fee

$12.95

Interest Rate

—

View DetailsGet $100

23

RBC Signature No Limit Banking Account

RBCchequingUnlimited

Monthly Fee

$16.95

Interest Rate

—

View DetailsGet the new Apple Watch

24

TD All-Inclusive Banking Plan

TDchequingUnlimited

Monthly Fee

$30.95

Interest Rate

—

View DetailsUp to $750 in welcome bonus*

25

TD Unlimited Chequing Account

TDchequingUnlimited

Monthly Fee

$17.95

Interest Rate

—

View DetailsUp to $750 in welcome bonus*

26

CIBC Smart Chequing Account

CIBCchequingUnlimited

Monthly Fee

$16.95

Interest Rate

—

View DetailsUp to $500 welcome bonus*.

27

Desjardins Unlimited Plan

DesjardinschequingUnlimited

Monthly Fee

$15.95

Interest Rate

—

28

Desjardins Unlimited Plus Plan

DesjardinschequingUnlimited

Monthly Fee

$21.95

Interest Rate

—

29

EQ Bank Personal Account

EQ BankchequingNo FeeUnlimited

Monthly Fee

$0

Interest Rate

—

View DetailsUp to 2.75% interest*

30

Tangerine No-Fee Daily Chequing Account

TangerinechequingNo FeeUnlimited

Monthly Fee

$0

Interest Rate

—

View DetailsUp to $250 bonus

31

Simplii Financial No Fee Chequing Account

Neo FinancialchequingNo FeeUnlimited

Monthly Fee

$0

Interest Rate

—

View DetailsUp to $300 bonus + $50 Skip gift card†

32

Wealthsimple Chequing Account

WealthsimplechequingNo FeeUnlimited

Monthly Fee

$0

Interest Rate

—

View Details$25 cash back

33

Simplii Financial High Interest Savings Account

Neo FinancialsavingsNo FeeUnlimited

Monthly Fee

$0

Interest Rate

—

Promo Rate

4.5%

View DetailsEarn 4.50% interest on eligible deposits for 5 months†

Complete Guide

Best Unlimited Transaction Bank Accounts in Canada

Why Unlimited Transactions Matter

Some basic bank accounts limit you to 12-25 transactions per month, charging $0.50-1.50 for each extra. If you use debit frequently, these fees add up fast. An unlimited transaction account ensures you never pay per-transaction fees.

FAQ

Frequently Asked Questions

1Which banks offer unlimited transactions for free?

Tangerine, EQ Bank, Simplii Financial, and most digital banks offer free unlimited transactions. Big banks typically require a minimum balance or monthly fee.

Browse other categories

No Fee Bank Accounts

Chequing Accounts

High-Interest Savings Accounts

Student Bank Accounts

Bank Accounts for Newcomers to Canada

TD Bank Accounts

RBC Bank Accounts

BMO Bank Accounts

CIBC Bank Accounts

Scotiabank Accounts

Desjardins Accounts

Tangerine Bank Accounts

EQ Bank Accounts

National Bank Accounts