Best TD Canada Trust Savings Accounts in Canada - November 2026

Up to 0.75%. Maximum standard posted rate, from $500,000; lower tiers: 0%, 0.50% or 0.65%. Boosted Rate up to 1.50% from $500,000 with an eligible TD Chequing account and 2 of the 3 qualifying monthly transactions (direct deposit, pre-authorized debit, online bill payment); eligibility applies in the following month.

Open an eligible account and deposit funds from November 3, 2026 through January 29, 2027. The 4 percentage point annual bonus is added to the posted rate for 90 days on up to $1 million. The 90 days begin within 15 business days of opening. Total rate of 4.00% to 4.75%, depending on your balance and based on the standard posted rate. The maximum applies from $500,000.

Available to Canadian residents who have reached the age of majority. TD excludes people who held a TD savings account on November 2, 2026 or closed one on or after November 3, 2025. The account must remain open and in good standing. Official offer terms. TD posted rates.

The TD ePremium Savings Account is a no-monthly-fee online savings account, designed for people who keep a higher savings balance. It pays a more attractive interest rate on larger balances.

The boosted rate applies to balances above a certain threshold ($10,000); below that threshold, no interest is paid. It is therefore most worthwhile if you consistently keep a substantial amount of savings in the account.

The account has no monthly fee. Check the TD website for current rates and thresholds.

Open an eligible account and deposit funds from November 3, 2026 through January 29, 2027. The 4 percentage point annual bonus is added to the posted rate for 90 days on up to $1 million. The 90 days begin within 15 business days of opening. Total rate of 4.00% below $10,000 and 4.55% from $10,000 on eligible balances, based on the posted rate on November 5, 2026.

Available to Canadian residents who have reached the age of majority. TD excludes people who held a TD savings account on November 2, 2026 or closed one on or after November 3, 2025. The account must remain open and in good standing. Official offer terms. TD posted rates.

The TD Every Day Savings Account is a simple, no-monthly-fee savings account designed to set money aside while keeping it easily accessible.

The account includes one free transaction per month (a $3 fee applies to additional transactions), which encourages you to let your savings grow rather than dipping into them frequently. No minimum deposit is required to get started.

The account has no monthly fee. The interest rate is modest and applies to your entire balance; check the TD website for the current rate.

Open an eligible account and deposit funds from November 3, 2026 through January 29, 2027. The 4 percentage point annual bonus is added to the posted rate for 90 days on up to $1 million. The 90 days begin within 15 business days of opening. Total rate of 4.01% on eligible balances, based on the posted rate on November 5, 2026.

Available to Canadian residents who have reached the age of majority. TD excludes people who held a TD savings account on November 2, 2026 or closed one on or after November 3, 2025. The account must remain open and in good standing. Official offer terms. TD posted rates.