Home financing
Compare mortgage offers by term, rate type and financing conditions.
Advertised rates are subject to eligibility and confirmation by the lender. Filter term, insurance and transaction before comparing. Each APR retains its source’s assumptions; it is not your personalised borrowing cost.
Special offer rate
Purchase
BMO special offer, subject to credit approval; funds advanced within 130 days. Amortization of 25 years or less. Existing BMO renewals excluded; confirm other transactions.
Rate checked Oct 18, 2026
Special offer rate
Purchase
BMO special offer, subject to credit approval; funds advanced within 130 days. Smart Fixed default insured: owner-occupied purchase under $1M, less than 20% down and insurance required. Existing BMO renewals/refinances, rental properties and Homeowner ReadiLine excluded.
Rate checked Oct 18, 2026
Special offer rate
Purchase
Retail members only, subject to credit approval. Residential purchase under $1.5M, less than 20% down and mortgage default insurance required. Renewals excluded. APR assumes a $300 valuation fee; file-specific premiums may apply. Confirm eligible region.
Rate checked Oct 18, 2026
Special offer rate
Purchase
Retail members only, subject to credit approval. Confirm special-rate conditions and transaction with Meridian. APR assumes a $300 valuation fee; file-specific premiums may apply. Confirm eligible region.
Rate checked Oct 18, 2026
Special offer rate
Purchase · Switch at renewal
Advertised insured rate for a $700,000–$1,375,000 balance and property under $1.5M. Accepted purchase agreement or switch at renewal required; excludes prequalification, preapproval and refinance. Lender and insurer criteria apply. Confirm amortization and fees.
Rate checked Oct 18, 2026
Special offer rate
Purchase · Switch at renewal
Advertised insured rate for a $700,000–$1,375,000 balance and property under $1.5M. Accepted purchase agreement or switch at renewal required; excludes prequalification, preapproval and refinance. Lender and insurer criteria apply. Confirm amortization and fees.
Rate checked Oct 18, 2026
Special offer rate
Purchase · Switch at renewal
RBC special offer, subject to credit approval and lender conditions. Purchase or switch, amortization of 25 years or less; longer amortization uses a different rate. Funds advanced within 120 days of application.
Rate checked Oct 18, 2026
Special offer rate
Purchase
RBC special offer, subject to credit approval and lender conditions. Residential purchase under $1M per lender footnote 4, less than 20% down and mortgage default insurance required. Funds advanced within 120 days of application.
Rate checked Oct 18, 2026
Special offer rate
Purchase · Switch at renewal
RBC special offer, subject to credit approval and lender conditions. Purchase or switch, amortization of 25 years or less; longer amortization uses a different rate. Funds advanced within 120 days of application.
Rate checked Oct 18, 2026
Special offer rate
Purchase · Switch at renewal
RBC special offer, subject to credit approval and lender conditions. Purchase or switch, amortization of 25 years or less; longer amortization uses a different rate. Funds advanced within 120 days of application.
Rate checked Oct 18, 2026
