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Taxes, payroll and business

Income tax calculator

Estimate ordinary-income tax and the effect of deductions in each province or territory.

2026 tax year · rates verified October 1, 2026 · amounts rounded to dollars

Your income

CAD

Salary, net self-employment profit, interest and other ordinary taxable income. For a business, subtract operating expenses before entering profit. Dividends and capital gains are excluded.

CAD

RRSP within your allowed room and other eligible deductions, including deductible contributions already calculated. Do not subtract them twice. The same taxable-income base is used federally and provincially.

Your result

Estimated annual income tax

$20,230

Federal income tax
$9,450
Provincial or territorial tax
$10,779
Monthly tax budget
$1,686
Tax reduction from deductions
$0
Average rate on taxable income
24%

Scenario basis

Taxable income
$85,000
Federal basic personal amount
$16,452
Provincial basic personal amount
$18,952

Income-tax estimate only, not take-home pay or a balance owing. CPP/QPP, EI and QPIP contributions are not calculated. Contribution and employment credits, age, spouse, children, benefits, NB/NS/PE/NL low-income reductions, Quebec drug premium and health-services contribution, minimum tax and amounts already withheld are excluded. Employees should use the Take-home pay calculator.

Compare provinces · same income and deductions
Province / territoryEstimated annual tax
Alberta$16,772
British Columbia$16,065
Manitoba$19,534
New Brunswick$19,526
Newfoundland and Labrador$19,912
Nova Scotia$21,463
Northwest Territories$16,123
Nunavut$14,807
Ontario$16,980
Prince Edward Island$20,596
Quebec$20,230
Saskatchewan$18,712
Yukon$16,393
Method and sources

2026 annual progressive brackets, basic personal credits and their net-income phase-outs (federal, Yukon and Manitoba), 16.5% Quebec federal abatement, Ontario surtax, basic reduction and health premium, and British Columbia basic reduction. Full-year resident with no dependants; net income assumed equal to taxable income after your deductions. Calculated in cents before display rounding.

Income-tax estimate only, not take-home pay or a balance owing. CPP/QPP, EI and QPIP contributions are not calculated. Contribution and employment credits, age, spouse, children, benefits, NB/NS/PE/NL low-income reductions, Quebec drug premium and health-services contribution, minimum tax and amounts already withheld are excluded. Employees should use the Take-home pay calculator.