
on MBNA's website
MBNA Smart Cash Platinum Plus® Mastercard® is one of the best no-annual-fee cash-back credit cards in Canada.
With this card, you can get 2% on:
Up to a monthly purchase limit of $500, and 0.5% cash back everywhere else.
For a limited time, you can earn 5% cash back for the first 6 months, a value of $150. It’s the best no-annual-fee MBNA credit card with cash back.
All Spending
0.5x
Cashback pts per dollar
Groceries
2x
Gas
2x
See how much you could earn with this card based on your spending.
Points Earned
23,760
Cashback/yr
Estimated Value
$238
After Fees
+$238
1st Year Value
$238
incl. welcome bonus
Travel Accident
Included
Purchase Protection
Up to $0 / 90 days
Extended Warranty
+1 year(s)
Auto Rental
Included
Accelerate cash back on common purchases!
Take advantage of a card that provides Cash Back on eligible purchases and has no annual fee. Apply now for a Smart Cash Mastercard.
This offer is reserved for residents of Quebec. If you live in another province or territory, click here.
‡, ††, ✪, Terms and Conditions apply.
This offer is reserved for residents of Quebec. If you live in another province or territory, click here.
Sponsored advertising. MBNA is a division of The Toronto-Dominion Bank (TD) and TD is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete information about this MBNA credit card, click on the « Apply Now » button.
The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 MBNA. All trademarks are property of their respective owners.