It comes with a welcome bonus of 30,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,086.
- Annual Fee
- $120
- Rewards rate
- 1x
- Welcome Bonus
- 30,000 points
- 1st Year Value
- $1,086
MBNA Rewards
Pros
- Welcome bonus of 30,000 points
- 5x on groceries
- 5x at restaurants
- Estimated 1st-year value of $1,086
Cons
- Requires good credit






