Ratesopedia
Best for: Overall value
American Express Aeroplan Reserve Card
5.0Ratesopedia rating

It comes with a welcome bonus of 150,000 points. You earn 1.25x on groceries and 2x at restaurants. Estimated first-year value is $2,988.

Best of Month
Annual Fee
$599
Rewards rate
1.25x

Aeroplan

Welcome Bonus
150,000 points
1st Year Value
$2,988

Pros

  • Welcome bonus of 150,000 points
  • 2x at restaurants
  • Estimated 1st-year value of $2,988

Cons

  • High annual fee ($599)
Best for: 1st Yr Fee Rebate
TD Aeroplan Visa Platinum Credit Card
4.3Ratesopedia rating

The TD Aeroplan Visa Platinum Credit Card offers a first year annual fee rebate (regular fee $89/yr). It comes with a welcome bonus of 20,000 points. You earn 1x on groceries and 0.67x at restaurants. Estimated first-year value is $755.

Best of Month1st Yr Fee Rebate
Annual Fee
$89 $0
Rewards rate
0.67x

Aeroplan

Welcome Bonus
20,000 points
1st Year Value
$755

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 20,000 points
  • Estimated 1st-year value of $755

Cons

  • Fewer premium perks
Best for: Overall value
TD Aeroplan Visa Infinite Privilege Credit Card
5.0Ratesopedia rating

It comes with a welcome bonus of 85,000 points. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $1,811.

Best of Month
Annual Fee
$599
Rewards rate
1.25x

Aeroplan

Welcome Bonus
85,000 points
1st Year Value
$1,811

Pros

  • Welcome bonus of 85,000 points
  • Estimated 1st-year value of $1,811

Cons

  • High annual fee ($599)
  • Requires good credit
Best for: Overall value
American Express Aeroplan Card
4.7Ratesopedia rating

It comes with a welcome bonus of 45,000 points. You earn 1x on groceries and 1.5x at restaurants. Estimated first-year value is $1,246.

Best of Month
Annual Fee
$120
Rewards rate
1x

Aeroplan

Welcome Bonus
45,000 points
1st Year Value
$1,246

Pros

  • Welcome bonus of 45,000 points
  • Estimated 1st-year value of $1,246

Cons

  • Fewer premium perks
Best for: Overall value
American Express Aeroplan Business Reserve Card
5.0Ratesopedia rating

It comes with a welcome bonus of 90,000 points. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $1,826.

Best of Month
Annual Fee
$599
Rewards rate
1.25x

Aeroplan

Welcome Bonus
90,000 points
1st Year Value
$1,826

Pros

  • Welcome bonus of 90,000 points
  • Estimated 1st-year value of $1,826

Cons

  • High annual fee ($599)

Complete Guide

Best Aeroplan Credit Cards in Canada

Compare every Aeroplan credit card in Canada. Earn Aeroplan points on everyday spending and redeem for flights on Air Canada and Star Alliance partners.

Why Aeroplan?

Aeroplan is Canada's most popular loyalty program with over 8 million members. Linked to Air Canada and 40+ Star Alliance airlines, Aeroplan points unlock flights to 1,300+ destinations worldwide. With dynamic pricing, you can find flights for as little as 6,000 points one-way within Canada.

Which Aeroplan Card is Best?

The TD Aeroplan Visa Infinite and CIBC Aeroplan Visa Infinite are the most popular choices. For premium travellers, the American Express Aeroplan Reserve offers the highest earn rate and best insurance. The CIBC Aeroplan Visa Platinum is a solid budget option with a lower fee.

Earning & Redeeming Aeroplan Points

Beyond credit cards, you can earn Aeroplan points at Starbucks, Uber, and hundreds of partners via the eStore. Redeem for flights, upgrades, hotel stays, or merchandise. Points don't expire as long as you have earning activity every 18 months.

6

Cards analyzed

Jun 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

๐Ÿ“ŠReal data
๐Ÿ”„Updated regularly
โš–๏ธUnbiased review
๐ŸŽฏTransparent criteria

FAQ

Frequently Asked Questions

1How many Aeroplan points do I need for a flight?

Domestic flights start at 6,000 points one-way. Flights to Europe start around 40,000 points. Business class to Asia can be 75,000-100,000 points.

2Can I transfer Aeroplan points between cards?

Yes, all Aeroplan credit cards earn into the same Aeroplan account. You can hold multiple cards and all points pool together.

3What's the best Aeroplan card for beginners?

The CIBC Aeroplan Visa Platinum ($0 first year, then $139/yr) or the TD Aeroplan Visa are great starting points with solid welcome bonuses.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.