Ratesopedia
Ranking · Updated May 2026

Best Aeroplan Credit Cards in Canada

Compare every Aeroplan credit card in Canada. Earn Aeroplan points on everyday spending and redeem for flights on Air Canada and Star Alliance partners.

11
cards
Best for: Aeroplan travel
CIBC® Aeroplan® Visa Infinite Privilege* Card
CIBC® Aeroplan® Visa Infinite Privilege* Card
5.0Ratesopedia rating

It comes with a welcome bonus of 100,000 pts. You earn 1.5x on groceries and 1.25x at restaurants. Estimated first-year value is $2,283.

Visa

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

100,000 pts

1st Year Value

$2,283

Pros

  • Welcome bonus of 100,000 pts
  • Estimated 1st-year value of $2,283

Cons

  • High annual fee ($599)
  • Requires good credit
Best for: Aeroplan travel
American Express® Aeroplan®* Business Reserve Card
American Express® Aeroplan®* Business Reserve Card
5.0Ratesopedia rating

It comes with a welcome bonus of 90,000 pts. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $2,226.

Best of MonthAmerican Express Canada

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

90,000 pts

1st Year Value

$2,226

Pros

  • Welcome bonus of 90,000 pts
  • Estimated 1st-year value of $2,226

Cons

  • High annual fee ($599)
Best for: Aeroplan travel
CIBC Aeroplan® Visa* Business Card
CIBC Aeroplan® Visa* Business Card
5.0Ratesopedia rating

It comes with a welcome bonus of 75,000 pts. You earn 1x on groceries and 1.5x at restaurants. Estimated first-year value is $2,215.

Visa

Annual Fee

$180

Rewards rate

1x

Aeroplan

Welcome Bonus

75,000 pts

1st Year Value

$2,215

Pros

  • Welcome bonus of 75,000 pts
  • Estimated 1st-year value of $2,215

Cons

  • High annual fee ($180)
  • Requires good credit
Best for: Aeroplan travel
TD® Aeroplan® Visa Infinite Privilege* Credit Card
TD® Aeroplan® Visa Infinite Privilege* Credit Card
5.0Ratesopedia rating

It comes with a welcome bonus of 85,000 pts. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $2,161.

Best of MonthVisa

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

85,000 pts

1st Year Value

$2,161

Pros

  • Welcome bonus of 85,000 pts
  • Estimated 1st-year value of $2,161

Cons

  • High annual fee ($599)
  • Requires good credit
Best for: Aeroplan travel
American Express® Aeroplan®* Reserve Card
American Express® Aeroplan®* Reserve Card
5.0Ratesopedia rating

It comes with a welcome bonus of 85,000 pts. You earn 1.25x on groceries and 2x at restaurants. Estimated first-year value is $2,130.

Best of MonthAmerican Express Canada

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

85,000 pts

1st Year Value

$2,130

Pros

  • Welcome bonus of 85,000 pts
  • 2x at restaurants
  • Estimated 1st-year value of $2,130

Cons

  • High annual fee ($599)
Best for: Aeroplan travel
CIBC Aeroplan® Visa Infinite* Card
CIBC Aeroplan® Visa Infinite* Card
4.7Ratesopedia rating

It comes with a welcome bonus of 45,000 pts. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,603.

Visa

Annual Fee

$139

Rewards rate

1x

Aeroplan

Welcome Bonus

45,000 pts

1st Year Value

$1,603

Pros

  • Welcome bonus of 45,000 pts
  • Estimated 1st-year value of $1,603

Cons

  • Requires good credit
Best for: Aeroplan travel
TD® Aeroplan® Visa Infinite* Card
TD® Aeroplan® Visa Infinite* Card
4.7Ratesopedia rating

It comes with a welcome bonus of 45,000 pts. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,603.

Best of MonthVisa

Annual Fee

$139

Rewards rate

1x

Aeroplan

Welcome Bonus

45,000 pts

1st Year Value

$1,603

Pros

  • Welcome bonus of 45,000 pts
  • Estimated 1st-year value of $1,603

Cons

  • Requires good credit
Best for: Aeroplan travel
American Express® Aeroplan®* Card
American Express® Aeroplan®* Card
4.7Ratesopedia rating

It comes with a welcome bonus of 45,000 pts. You earn 1x on groceries and 1.5x at restaurants. Estimated first-year value is $1,279.

Best of MonthAmerican Express Canada

Annual Fee

$120

Rewards rate

1x

Aeroplan

Welcome Bonus

45,000 pts

1st Year Value

$1,279

Pros

  • Welcome bonus of 45,000 pts
  • Estimated 1st-year value of $1,279

Cons

  • Fewer premium perks
Best for: Aeroplan travel
TD® Aeroplan® Visa Platinum* Credit Card
TD® Aeroplan® Visa Platinum* Credit Card
4.2Ratesopedia rating

It comes with a welcome bonus of 20,000 pts. You earn 1x on groceries and 0.67x at restaurants. Estimated first-year value is $866.

Best of MonthVisa

Annual Fee

$89

Rewards rate

0.67x

Aeroplan

Welcome Bonus

20,000 pts

1st Year Value

$866

Pros

  • Welcome bonus of 20,000 pts
  • Estimated 1st-year value of $866

Cons

  • Fewer premium perks
Best for: No annual fee
CIBC Aeroplan® Visa* Card
CIBC Aeroplan® Visa* Card
4.3Ratesopedia rating

The CIBC Aeroplan® Visa* Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 10,000 pts. You earn 1x on groceries and 0.67x at restaurants. Estimated first-year value is $577.

Visa

Annual Fee

$0

Rewards rate

0.67x

Aeroplan

Welcome Bonus

10,000 pts

1st Year Value

$577

Pros

  • No annual fee
  • Welcome bonus of 10,000 pts
  • Estimated 1st-year value of $577

Cons

  • Requires good credit

Complete Guide

Best Aeroplan Credit Cards in Canada

Compare every Aeroplan credit card in Canada. Earn Aeroplan points on everyday spending and redeem for flights on Air Canada and Star Alliance partners.

Why Aeroplan?

Aeroplan is Canada's most popular loyalty program with over 8 million members. Linked to Air Canada and 40+ Star Alliance airlines, Aeroplan points unlock flights to 1,300+ destinations worldwide. With dynamic pricing, you can find flights for as little as 6,000 points one-way within Canada.

Which Aeroplan Card is Best?

The TD Aeroplan Visa Infinite and CIBC Aeroplan Visa Infinite are the most popular choices. For premium travellers, the American Express Aeroplan Reserve offers the highest earn rate and best insurance. The CIBC Aeroplan Visa Platinum is a solid budget option with a lower fee.

Earning & Redeeming Aeroplan Points

Beyond credit cards, you can earn Aeroplan points at Starbucks, Uber, and hundreds of partners via the eStore. Redeem for flights, upgrades, hotel stays, or merchandise. Points don't expire as long as you have earning activity every 18 months.

11

Cards analyzed

May 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

FAQ

Frequently Asked Questions

1How many Aeroplan points do I need for a flight?

Domestic flights start at 6,000 points one-way. Flights to Europe start around 40,000 points. Business class to Asia can be 75,000-100,000 points.

2Can I transfer Aeroplan points between cards?

Yes, all Aeroplan credit cards earn into the same Aeroplan account. You can hold multiple cards and all points pool together.

3What's the best Aeroplan card for beginners?

The CIBC Aeroplan Visa Platinum ($0 first year, then $139/yr) or the TD Aeroplan Visa are great starting points with solid welcome bonuses.

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