Best RBC Credit Cards in Canada - September 2026

Get up to 70,000 Avion points¹ – a travel value of up to $1,500!^† Apply by November 25, 2026.

Points and Rewards

• Earn 1.25 Travel points on travel-related purchases¹²
• Earn 1 Avion point on all other eligible purchases²
• Use your Travel points to book flights anytime with more than 500 airlines. There are no blackout periods or seat restrictions, even during peak season^{^}!

Get Extensive Insurance

• Enjoy more peace of mind with enhanced coverage like unlimited emergency medical insurance⁹, travel accident insurance⁷, trip cancellation insurance⁷, mobile device insurance⁷, and more.

Book Any Flight

• Use your Avion points to book any flight, anytime, on over 500 airlines. No blackouts or seat restrictions, even during peak season^†!

Book Flights for Maximum Value

• Make your Avion points go further with the Air Travel Redemption Schedule, which offers fixed point pricing 365 days a year^†.

Save at Petro-Canada

• Link your cards and instantly save 3¢/L on fuel⁴ and earn 20% more Petro-Points⁵ and Avion points6 at Petro-Canada

Earn more Be Well points at Rexall

• Link your RBC Credit Card and earn 50 Be Well^™ points on every $1 spent on eligible purchases at Rexall13

DoorDash

• Add your credit card to your DoorDash account and get a free 12 monthly DashPass subscription¹⁶

Hertz

• Get up to 20% off at Hertz10 and earn 3x the Avion points¹¹

Get insurance coverage for travel and more⁷.

• Out of Province/Country Emergency Medical Insurance
• Travel Accident Insurance
• Auto Rental Collision/Loss Damage Waiver Insurance
• Trip Cancellation & Trip Interruption Insurance
• Delayed Baggage and Flight Delay Insurance
• Hotel/Motel Burglary Insurance
• Purchase Security & Extended Warranty Insurance
• Mobile Device Insurance up to $1500⁷

Welcome Offer: Get up to 70,000 WestJet points¹

• 30,000 WestJet points as a welcome bonus with your first purchase
• 30,000 WestJet points when you charge at least $5,000 in eligible purchases to your card within the first three months
• 10,000 additional WestJet points after your credit card account’s first anniversary

Benefits of the WestJet World Elite Mastercard‡ RBC^®

• Check your first bag for free for the primary cardholder and up to 8 guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard⁴
• Cardholders can now achieve Silver, Gold and even Platinum Status with a Status Lift up to 50 times per year – you’ll earn 200 CAD in tier qualifying spend for every $5,000 in purchases on your card¹¹
• Receive a World Elite Companion Voucher starting from $119 CAD (plus taxes, fees, surcharges and other ATC) when you spend a minimum of $5,000 annually on your card⁵, or choose to exchange it for one of the following:
  • A 30% flight discount for one traveller⁸
  • A $200 credit towards a WestJet Vacations package or Sunwing Vacations package⁹
  • Two airport lounge passes¹⁰

WestJet Points earned with the WestJet RBC World Elite Mastercard

• Earn 2 points for every dollar you spend on WestJet flights, WestJet Vacations, and Sunwing Vacations²
• Earn 2 points for every dollar you spend at grocery stores and on transportation including gas, EV charging, public transit and rideshare³
• Earn 1.5 points for every dollar you spend on all other everyday purchases²
• WestJet points can now be redeemed to cover taxes, fees and surcharges⁷
• No blackout periods.
• You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance¹⁶.

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more Petro-Points when you pay with a linked RBC card.¹³

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card.¹⁴

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees on orders of $15+ when you pay with an eligible RBC credit card¹⁵.

Enjoy airport lounges worldwide
Your WestJet RBC World Elite Mastercard entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.¹² This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com

You can truly relax while you’re travelling with comprehensive coverage, now including Trip Cancellation insurance¹⁶.

• Mobile Device Insurance¹⁶
• Trip Cancellation Insurance¹⁶
• Out-of-Province/Country Emergency Medical Insurance¹⁶
• Trip Interruption Insurance¹⁶
• Flight Delay Insurance¹⁶
• Travel Accident Insurance¹⁶
• Auto Rental Collision/Loss Damage Waiver Insurance¹⁶
• Delayed Baggage Insurance¹⁶
• Hotel/Motel Burglary Insurance¹⁶
• Purchase Security and Extended Warranty Insurance¹⁶

Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind.

Get up to 100,000 Avion points¹ + 6 airport lounge passes – a value of up to $2,375!^‡ Apply by November 25, 2026.

Points and Rewards

Your points add up quickly and take you far

• Earn 1.25 Avion points for every $1 you spend. Take a look at our Air Travel Redemption Schedule to see how your points let you fly faster!

Travel your way, on your schedule, in Canada or abroad

• Book flights on any airline, on any flight, at any time³. You can also use your points to redeem for vacation packages, hotels, cruises and tours^5.

So easy to book travel

• Use our online tool to book travel rewards instantly.

Air travel made better

• Enjoy global airport lounge access²³, airport security fast track lanes⁴, and dedicated airport parking⁴ at select Canadian airports.

Instant fuel savings at Petro-Canada

• Link your card and get the following:
• Save instantly 3¢ per litre on fuel⁸ and always get 20% more Petro-Points⁹
• Always get 20% more Avion points¹⁰

Get more Be Well points at Rexall

• Link this card to your Be Well card:
• Get 50 Be Well points for every dollar spent on an eligible product at Rexall¹⁴
• Redeem Be Well points faster to save in-store on your purchases¹⁵; 25,000 Be Well points = $10

Get up to 20% off²² at Hertz and earn triple²¹ points

• Up to 20% savings²² (on base rate only) and more Avion points²¹: these are just a few of the additional benefits offered to Avion cardholders. Plus, upgrade to Five Star status in the Hertz Gold Plus Rewards program²¹.

Get $0 delivery fees for 12 months from DoorDash¹⁸

• Add your credit card to your DoorDash account and get a free 12-month DashPass subscription18.

Extensive insurance coverage

• Mobile device insurance included – up to $1,500¹¹
• Travel with peace of mind thanks to emergency medical insurance¹³, trip cancellation¹² and trip interruption¹².
• Eligible purchases¹¹ charged to the card are also protected.

Earn 50,000 Aviosˆ with the RBC^® British Airways Visa Infinite‡ Card

Here is how to earn 50,000 bonus Aviosˆ:

• Earn 50,000 Avios when you spend a minimum of $6,000 CAD in the first 3 months of account opening.

Benefits:

• Earn 3X Avios for all purchases made with British Airways and BA Holidays*
• Earn 2X Avios per Canadian dollar on groceries, dining, and food delivery*
• Earn 1 Avios per Canadian dollar on eligible net purchases*
• Earn a companion voucher when you spend $30,000 CAD in a year. Invite a companion or travel alone and enjoy a 50% discount on the Avios price of your reward flight. You can also pay a low flat fee to cover taxes, fees, and carrier charges, along with a fixed amount of Avios, when you book your trip.˜
• 10% discount on British Airways flights when booking and paying with your card∞
• Redeem your Avios for flights with British Airways and oneworld network partner airlines**
• Comprehensive insurance coverage, including 31-day out-of-province/country emergency medical insurance¹, flight delay insurance², hotel burglary insurance³, and rental car insurance⁴. Additionally, eligible purchases made with the card are protected³.
• Premium Visa Infinite benefits⁵, such as skip-the-line access for events as well as dining and hotel privileges through www.visainfinite.ca
• 24/7 Concierge Service⁵
• Link your RBC card to your Petro-Points card and instantly save 3¢ per litre on fuel at Petro-Canada stations, plus always earn 20% more Petro-Points and 20% more Avion Rewards points
• Link your RBC British Airways Visa Infinite Card to a Rexall Be Well account and earn 50 Be Well points for every dollar spent on eligible products at Rexall. Redeem Be Well points faster to save on in-store purchases, as 25,000 Be Well points = $10
• Get a complimentary DashPass subscription from DoorDash for up to 12 months, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card±

Get up to 70,000 Avion points¹ – a travel value of up to $1,500!^† Apply by November 25, 2026.

Welcome offer

• 35,000 Avion points upon approval¹
• 20,000 bonus points when you spend $5,000 in the first six months¹
• 15,000 one-time anniversary bonus points¹

Points and Rewards

• Earn one Travel point on all eligible purchases²
• Use your Avion points to book any flight, anytime, on over 500 airlines. No blackouts or seat restrictions, even during peak season^{^}!

Earn up to 28,000 Avion points^ – a value of up to $200 in gift cards^†! Apply by November 4, 2026.

Points and Rewards

• Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more¹
• Earn 1X Avion point for every $1 spent on all other qualifying purchases¹
• Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card²

Annual Fee $48

Welcome offer: Get up to 100,000 WestJet points* – that’s up to $1,000 in travel value**

• 35,000 WestJet points upon your first purchase*
• 10,000 WestJet points if your first purchase is posted to your account within the first 3 months of your account opening date*
• 20,000 WestJet points when you spend $5,000 in the first 3 months*
• 25,000 WestJet points when you spend $15,000 in the first 6 months*
• 10,000 WestJet points on your one-year account anniversary*

Fastest way to earn WestJet points

• Earn up to 6 WestJet points for every $1 spent on WestJet flights¹
• Earn 3 WestJet points for every $1 spent on WestJet Vacations¹ and Sunwing Vacations¹
• Earn 3 WestJet points for every $1 spent on telecommunications, shipping and electronics purchases²
• Earn 1.5 WestJet points for every $1 spent on all other purchases¹

Instant Silver Status³

• Only Canadian credit card that instantly provides top-tier status in the first year
• Benefits: lounge passes, priority check-in & boarding, 2 free checked bags for you and up to 8 additional guests travelling on the same reservation
• Silver status can be maintained by a minimum annual spend of $30,000 on the card annually after the first year³

Combine WestJet points

• Points earned on your business credit card will be automatically added to your personal WestJet Rewards account – no transfers required
• All WestJet points earned by secondary business cardholders are automatically added to your WestJet Rewards account⁴

Redeem WestJet points

• Redeem your WestJet points towards travel with WestJet, WestJet Vacations, Sunwing Vacations packages and partner airlines⁵
• Redeem points to save on seat selection, checked baggage fees and cabin upgrades⁵
• Redeem your points for gift cards and merchandise from your favourite brands at the new WestJet Rewards eStore⁵

Save at Petro-Canada
Save 3¢/L on gas and earn 20% more points when you pay with a linked RBC card.⁶

Earn more Be Well points at Rexall
Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card.⁷

Enjoy unlimited $0 delivery fees with DoorDash
Get a complimentary DashPass subscription⁸ from DoorDash for up to 12 months and enjoy unlimited deliveries from qualifying restaurants you love. Enjoy $0 delivery fees⁹ on orders of $15+ when you pay with an eligible RBC credit card.

Enjoy airport lounges worldwide
Your WestJet RBC World Elite Mastercard for Business entitles you to membership in the Mastercard Travel Pass Program provided by DragonPass.¹⁰ This program offers access to more than 1,300 airport lounges globally, plus valuable airport dining and spa offers. Download the Mastercard Travel Pass app and register at mastercardtravelpass.dragonpass.com

Insurance coverage

• Trip Cancellation or Interruption: Should you need to cancel your trip, you could be reimbursed for any non-refundable prepaid travel arrangements when you pay for your trip using your WestJet RBC World Elite Mastercard for Business. If your trip is interrupted or delayed, this insurance provides reimbursement for a one-way economy ticket back to your departure point.¹¹
• Emergency Medical: Medical coverage for both you and your spouse, as well as eligible dependents accompanying you, is included for the first 15 consecutive days per trip outside Canada or your province of residence. If you are 65 years of age or older, you are entitled to the same benefit coverage for the first three consecutive days of your trip.¹²
• Auto Rental Collision, Loss or Damage: Covers you for loss and damage to a rental vehicle for up to the actual cash value of the rental vehicle (provided that you executed the rental agreement and paid the entire cost with your card, and the rental vehicle has an MSRP of under $65,000).¹³
• Purchase Security & Extended Warranty: Purchases made with your WestJet RBC World Elite Mastercard for Business are automatically protected against loss, theft or damage for up to 90 days from the date of purchase. The card also doubles the manufacturer’s original warranty for a maximum of one year. Please keep your receipts in the event you need to make a claim. You’ll also receive lost/stolen baggage,¹⁴ hotel/motel burglary,¹⁴ travel accident,¹⁴ flight delay¹⁴ and delayed baggage¹⁴ insurance. For more details, please refer to your Certificate of Insurance.
• Mobile Device Protection: Receive coverage of up to $2,000 in the event your mobile device – purchased with your WestJet RBC World Elite Mastercard for Business – is lost, stolen, accidentally damaged, or experiences mechanical failure. Coverage is for two years starting 91 days after the date you purchased your mobile device.¹⁴

Please refer to your Certificate of Insurance for detailed coverage information or contact us at 1-800-533-2778 if you have any specific questions in mind.

• Get 35,000 bonus points + first year annual fee waived upon approval
• Earn 1.25 RBC Rewards points for every dollar in net purchases spent on your card, up to $75,000 per year
• Enjoy access to over 1,200 airport lounges worldwide with a Visa Airport Companion membership

Get up to 14,000 Avion points^ – a value of up to $100 in gift cards^†! Apply by November 4, 2026.

Points and Rewards

• Earn 1.5X Avion points for every $1 spent on groceries, gas, rideshare, streaming services and more¹
• Earn 1X Avion point for every $1 spent on all other qualifying purchases¹
• Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card²

No annual fee

• Earn 20,000 Avion points on approval