Ratesopedia
Ranking · Updated May 2026

Best RBC Credit Cards in Canada

Compare all RBC Royal Bank credit cards. From RBC Avion to Cash Back, find the right RBC card for you.

2
cards
Best for: Overall value
RBC British Airways Visa Infinite
RBC British Airways Visa Infinite
5.0Ratesopedia rating

It comes with a welcome bonus of 60,000 pts. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,093.

Best of MonthVisa

Annual Fee

$165

Rewards rate

1x

British Airways Club

Welcome Bonus

60,000 pts

1st Year Value

$1,093

Pros

  • Welcome bonus of 60,000 pts
  • 2x on groceries
  • 2x at restaurants
  • Estimated 1st-year value of $1,093

Cons

  • High annual fee ($165)
  • Requires good credit
Best for: Overall value
WestJet RBC® World Elite Mastercard‡
WestJet RBC® World Elite Mastercard‡
4.2Ratesopedia rating

It comes with a welcome bonus of 45,000 pts. You earn 2x on groceries and 1.5x at restaurants. Estimated first-year value is $713.

Mastercard

Annual Fee

$139

Rewards rate

1.5x

WestJet Rewards

Welcome Bonus

45,000 pts

1st Year Value

$713

Pros

  • Welcome bonus of 45,000 pts
  • 2x on groceries
  • Estimated 1st-year value of $713

Cons

  • Requires good credit

Complete Guide

Best RBC Credit Cards in Canada

Compare all RBC Royal Bank credit cards. From RBC Avion to Cash Back, find the right RBC card for you.

RBC Credit Card Lineup

RBC Royal Bank offers one of the largest credit card portfolios in Canada, with over 20 cards spanning travel, cash back, and low-interest categories. Their flagship RBC Avion program lets you transfer points to airline partners or redeem through the RBC Rewards travel portal.

Travel & Partnerships

RBC has exclusive partnerships with WestJet and British Airways, plus their newer ION+ cards. The RBC Avion Visa Infinite Privilege is one of Canada’s top premium travel cards with comprehensive insurance and lounge access.

Cash Back & Everyday

For non-travellers, RBC offers competitive cash back cards including no-fee options. Their student cards are also popular choices for building credit.

2

Cards analyzed

May 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

FAQ

Frequently Asked Questions

1What is the best RBC credit card?

The RBC Avion Visa Infinite is the most popular for travellers. For cash back, the RBC Cash Back Mastercard offers solid returns with no annual fee.

2Can I transfer RBC Avion points to airlines?

Yes. RBC Avion points transfer to British Airways Avios, WestJet dollars, Cathay Pacific Asia Miles, and other partners at various ratios.

3Does RBC have a no-annual-fee card?

Yes, several. The RBC Cash Back Mastercard and RBC Rewards+ Visa are both available with no annual fee.

Next step

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