Best RBC Avion Credit Cards in Canada - September 2026

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TD First Class Travel^® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

Annual fee: $0 $139No annual fee the first year; No annual fee the first year
Our valuation: $1,039Milesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 160,000 points; + First Year Annual Fee Rebate

With the TD First Class Travel^® Visa Infinite* Card, you can earn up to 160,000 TD Rewards Points^† as well as an Annual Fee rebate for the first year^†:

20,000 TD Rewards Points for the first purchase made with your card^†
140,000 TD Rewards Points when you spend $7,500 within 180 days of account opening^†
A Birthday Bonus of up to 10,000 TD Rewards Points^†

Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD, and enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

With the TD First Class Travel^® Visa Infinite* Card, you earn:

8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
6 TD Rewards Points^† per dollar on your grocery, dining and public transit purchases
4 TD Rewards Points^† per dollar on your recurring bill payments and purchases of streaming services as well as digital games and media
2 TD Rewards Points^† per dollar on all other purchases made with your card

This card also allows you to enjoy a range of travel benefits, including an annual travel credit, complimentary airport lounge visits, and a birthday bonus that boosts your points each year^†.

Legal

^†Terms and conditions apply.

Annual fee

Primary card$139

Additional card$50

Annual income required

Individual$60,000

Household$100,000

Conversion fees

2.5%

Earning rate

6xGroceries
6xRestaurants
6xTransit
4xBills & recurring payments
4xStreaming
2xAll spending

Value

1st Year Value$1,406

2nd Year Value$531

Card benefits

Concierge service24/7

Airport lounge access$160

Travel insurance

Travel medical (under 55)Up to $2,000,000 / 21 days

Travel medical (55-64)Up to $2,000,000 / 21 days

Travel medical (65+)Up to $2,000,000 / 4 days

Trip CancellationUp to $1,500

Trip InterruptionUp to $5,000

Delayed BaggageUp to $1,000

Lost BaggageUp to $1,000

Flight DelayUp to $500

Hotel BurglaryUp to $2,500

Travel AccidentUp to $500,000

Purchase protection

Purchase ProtectionIncluded

Extended Warranty+1 years

Mobile DeviceUp to $1,000

Auto Rental CollisionUp to $65,000 / 48 days

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RBC Avion Visa Infinite Card

RBC RBC Avion Rewards - Elite

Annual fee: $120
Our valuation: $1,050Milesopedia first-year estimate First-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 70,000 points; Ends Nov 25, 2026

Features
Issuer: RBC
Network
Loyalty Program: RBC Avion Rewards - Elite

Fees and terms
Annual Fee: $120/yr
Additional card: $50
Min. annual income: $60,000+
Household income: $100,000+

Interest rates
Purchases: 20.99 %
Cash advance: 22.99 %
Balance transfer: 22.99 %
Foreign transaction fee: 2.5 %

Issuer terms

Get up to 70,000 Avion points¹ – a travel value of up to $1,500!^† Apply by November 25, 2026.

Points and Rewards

Earn 1.25 Travel points on travel-related purchases¹²
Earn 1 Avion point on all other eligible purchases²
Use your Travel points to book flights anytime with more than 500 airlines. There are no blackout periods or seat restrictions, even during peak season^{^}!

Get Extensive Insurance

Enjoy more peace of mind with enhanced coverage like unlimited emergency medical insurance⁹, travel accident insurance⁷, trip cancellation insurance⁷, mobile device insurance⁷, and more.

Book Any Flight

Use your Avion points to book any flight, anytime, on over 500 airlines. No blackouts or seat restrictions, even during peak season^†!

Book Flights for Maximum Value

Make your Avion points go further with the Air Travel Redemption Schedule, which offers fixed point pricing 365 days a year^†.

Save at Petro-Canada

Link your cards and instantly save 3¢/L on fuel⁴ and earn 20% more Petro-Points⁵ and Avion points6 at Petro-Canada

Earn more Be Well points at Rexall

Link your RBC Credit Card and earn 50 Be Well^™ points on every $1 spent on eligible purchases at Rexall13

DoorDash

Add your credit card to your DoorDash account and get a free 12 monthly DashPass subscription¹⁶

Hertz

Get up to 20% off at Hertz10 and earn 3x the Avion points¹¹

Get insurance coverage for travel and more⁷.

Out of Province/Country Emergency Medical Insurance
Travel Accident Insurance
Auto Rental Collision/Loss Damage Waiver Insurance
Trip Cancellation & Trip Interruption Insurance
Delayed Baggage and Flight Delay Insurance
Hotel/Motel Burglary Insurance
Purchase Security & Extended Warranty Insurance
Mobile Device Insurance up to $1500⁷

Read full review

Rewards: Rate
Travel: 1.25x

Benefits
Concierge: Included

Travel insurance: Coverage
Travel medical (under 55): 15 days
Travel medical (55-64): 15 days
Travel medical (65+): 3 days
Trip Cancellation: $1,500
Trip Interruption: $5,000
Delayed Baggage: $500
Lost Baggage: $500
Flight Delay: $500
Hotel Burglary: $2,500
Travel Accident: $500,000

Purchase protection: Coverage
Purchase Protection: 90 days
Extended Warranty: +1 year
Mobile Device: $1,500 · 1 year
Auto Rental Collision: $65,000 · 48 days

Read full review

Pros

Welcome bonus of up to 70,000 points

Cons

Requires good credit

For a limited time, the RBC Avion Visa Infinite Card offers a welcome bonus of up to 70,000 Avion points, worth up to $1,500 in travel.

35,000 points upon approval of your application
20,000 points when you charge $5,000 in purchases to your account within the first six months
15,000 points on the first anniversary of your account

You can redeem your Avion points for flights with more than 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles and WestJet Rewards.

The card earns you 1.25 points per dollar on eligible travel purchases and 1 point per dollar on all your other eligible purchases. It also includes extensive insurance coverage: emergency medical, trip cancellation and interruption, collision coverage for rental vehicles, and mobile devices…

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RBC Avion Visa Infinite Privilege Card

RBC RBC Avion Rewards - Elite

Annual fee: $399
Our valuation: $1,500Milesopedia first-year estimate First-year valueWelcome bonus$1,500Total$1,500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,500Total$1,500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 100,000 points; Ends Nov 25, 2026

Features
Issuer: RBC
Network
Loyalty Program: RBC Avion Rewards - Elite

Fees and terms
Annual Fee: $399/yr
Additional card: $99
Min. annual income: $200,000+
Household income: $200,000+

Interest rates
Purchases: 20.99 %
Cash advance: 22.99 %
Balance transfer: 22.99 %
Foreign transaction fee: 2.5 %

Issuer terms

Get up to 100,000 Avion points¹ + 6 airport lounge passes – a value of up to $2,375!^‡ Apply by November 25, 2026.

Points and Rewards

Your points add up quickly and take you far

Earn 1.25 Avion points for every $1 you spend. Take a look at our Air Travel Redemption Schedule to see how your points let you fly faster!

Travel your way, on your schedule, in Canada or abroad

Book flights on any airline, on any flight, at any time³. You can also use your points to redeem for vacation packages, hotels, cruises and tours^5.

So easy to book travel

Use our online tool to book travel rewards instantly.

Air travel made better

Enjoy global airport lounge access²³, airport security fast track lanes⁴, and dedicated airport parking⁴ at select Canadian airports.

Instant fuel savings at Petro-Canada

Link your card and get the following:
Save instantly 3¢ per litre on fuel⁸ and always get 20% more Petro-Points⁹
Always get 20% more Avion points¹⁰

Get more Be Well points at Rexall

Link this card to your Be Well card:
Get 50 Be Well points for every dollar spent on an eligible product at Rexall¹⁴
Redeem Be Well points faster to save in-store on your purchases¹⁵; 25,000 Be Well points = $10

Get up to 20% off²² at Hertz and earn triple²¹ points

Up to 20% savings²² (on base rate only) and more Avion points²¹: these are just a few of the additional benefits offered to Avion cardholders. Plus, upgrade to Five Star status in the Hertz Gold Plus Rewards program²¹.

Get $0 delivery fees for 12 months from DoorDash¹⁸

Add your credit card to your DoorDash account and get a free 12-month DashPass subscription18.

Extensive insurance coverage

Mobile device insurance included – up to $1,500¹¹
Travel with peace of mind thanks to emergency medical insurance¹³, trip cancellation¹² and trip interruption¹².
Eligible purchases¹¹ charged to the card are also protected.

Read full review

Benefits
Airport lounges: $240
Concierge: Included

Travel insurance: Coverage
Travel medical (under 55): 31 days
Travel medical (55-64): 31 days
Travel medical (65+): 7 days
Trip Cancellation: $2,500
Trip Interruption: $5,000
Delayed Baggage: $500
Lost Baggage: $2,500
Flight Delay: $500
Hotel Burglary: $3,000
Travel Accident: $500,000

Purchase protection: Coverage
Purchase Protection: 120 days
Extended Warranty: +2 years
Mobile Device: $1,500 · 1 year
Auto Rental Collision: $85,000 · 48 days

Read full review

Pros

Welcome bonus of up to 100,000 points

Cons

High annual fee ($399)
Requires good credit

For a limited time, the RBC Avion Visa Infinite Privilege Card offers a welcome bonus of up to 100,000 Avion points, representing a travel value of up to $2,375.

35,000 points upon approval of your application
20,000 points when you charge $5,000 in purchases to your account within the first six months
45,000 points on your account’s first anniversary

With the RBC Avion Visa Infinite Privilege Card, you also receive 6 complimentary airport lounge visits each year.

You can redeem your Avion points for flights on over 500 airlines, with no blackout periods or seat restrictions, or transfer them to partner programs such as American Airlines AAdvantage, The British Airways Club, Cathay Pacific Asia Miles, and WestJet Rewards…

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RBC Avion Visa Platinum

RBC RBC Avion Rewards - Elite

Annual fee: $120
Our valuation: $1,050Milesopedia first-year estimate First-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$1,050Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 70,000 points; Ends Nov 25, 2026

Features
Issuer: RBC
Network
Loyalty Program: RBC Avion Rewards - Elite

Fees and terms
Annual Fee: $120/yr
Additional card: $50
Min. annual income: $15,000+
Household income: $15,000+

Interest rates
Purchases: 20.99 %
Cash advance: 22.99 %
Balance transfer: 22.99 %
Foreign transaction fee: 2.5 %

Issuer terms

Get up to 70,000 Avion points¹ – a travel value of up to $1,500!^† Apply by November 25, 2026.

Welcome offer

35,000 Avion points upon approval¹
20,000 bonus points when you spend $5,000 in the first six months¹
15,000 one-time anniversary bonus points¹

Points and Rewards

Earn one Travel point on all eligible purchases²
Use your Avion points to book any flight, anytime, on over 500 airlines. No blackouts or seat restrictions, even during peak season^{^}!

Read full review

Travel insurance: Coverage
Trip Cancellation: $1,000
Trip Interruption: $2,500
Delayed Baggage: $500
Lost Baggage: $500
Flight Delay: $500
Hotel Burglary: $2,500
Travel Accident: $500,000

Purchase protection: Coverage
Purchase Protection: 90 days
Extended Warranty: +1 year
Auto Rental Collision: $65,000 · 48 days

Read full review

Pros

Welcome bonus of up to 70,000 points

Cons

Requires good credit

With this limited-time welcome offer, you can earn up to 70,000 Avion points as a welcome bonus with the RBC Avion Visa Platinum Card!

Receive 35,000 points upon approval
20,000 additional points when you spend $5,000 within the first six months of account opening
15,000 additional points on the first anniversary of your account opening

You have until November 25, 2026 to apply.

You can use your Avion points for travel or convert them to other loyalty programs such as…

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RBC ION Visa Card

RBC RBC Avion Rewards - Premium

Annual fee: $0
Our valuation: $210Milesopedia first-year estimate First-year valueWelcome bonus$210Total$210Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$210Total$210Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 14,000 points; Ends Nov 4, 2026

Features
Issuer: RBC
Network
Loyalty Program: RBC Avion Rewards - Premium

Fees and terms
Annual Fee: $0
Min. annual income: —
Household income: $0+

Interest rates
Purchases: 20.99 %
Cash advance: 22.99 %
Balance transfer: 22.99 %
Foreign transaction fee: 2.5 %

Issuer terms

Get up to 14,000 Avion points^ – a value of up to $100 in gift cards^†! Apply by November 4, 2026.

Points and Rewards

Earn 1.5X Avion points for every $1 spent on groceries, gas, rideshare, streaming services and more¹
Earn 1X Avion point for every $1 spent on all other qualifying purchases¹
Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card²

No annual fee

Read full review

Rewards: Rate
Gas & EV: 1.5x
Streaming: 1.5x
Groceries: 1.5x
Transit: 1.5x

Purchase protection: Coverage
Purchase Protection: 90 days
Extended Warranty: +1 year

Read full review

Pros

No annual fee
Welcome bonus of up to 14,000 points

Cons

Fewer premium perks

With the RBC ION Visa card, earn up to 14,000 Avion points^{^}, a value of up to $100 in gift cards^†.

This RBC credit card with no annual fee lets you earn 1.5X Avion points per dollar in the following categories¹:

Groceries
Transit, gas, and electric vehicle charging
Streaming, digital games, and subscriptions

You also earn 1 Avion point per dollar on all other eligible purchases¹…

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RBC ION+ Visa Card

RBC RBC Avion Rewards - Premium

Annual fee: $48
Our valuation: $420Milesopedia first-year estimate First-year valueWelcome bonus$420Total$420Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.; Milesopedia first-year estimateFirst-year valueWelcome bonus$420Total$420Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 28,000 points; Ends Nov 4, 2026

Features
Issuer: RBC
Network
Loyalty Program: RBC Avion Rewards - Premium

Fees and terms
Annual Fee: $48/yr
Additional card: $0
Min. annual income: —
Household income: $0+

Interest rates
Purchases: 20.99 %
Cash advance: 22.99 %
Balance transfer: 22.99 %
Foreign transaction fee: 2.5 %

Issuer terms

Earn up to 28,000 Avion points^ – a value of up to $200 in gift cards^†! Apply by November 4, 2026.

Points and Rewards

Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more¹
Earn 1X Avion point for every $1 spent on all other qualifying purchases¹
Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card²

Annual Fee $48

Read full review

Rewards: Rate
Groceries: 3x
Gas & EV: 3x
Transit: 3x
Streaming: 3x
Restaurants: 3x

Purchase protection: Coverage
Purchase Protection: 90 days
Extended Warranty: +1 year
Mobile Device: $1,000 · 2 years

Read full review

Pros

Welcome bonus of up to 28,000 points
3x on groceries
3x at restaurants

Cons

Fewer premium perks

With the RBC ION+ Visa Card, get up to 28,000 Avion points^{^}, which is a value of up to $200 in gift cards^†. Apply by November 4, 2026.

This offer includes:

7,000 Avion points upon approval^{^}
14,000 additional Avion points when you charge at least $1,500 in eligible purchases to your account within the first 6 months^{^}
7,000 anniversary Avion points^{^}

This RBC credit card allows you to earn 3X the Avion points per dollar on the following categories¹…

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Why RBC Avion?

RBC Avion Rewards is one of Canada's most flexible travel programs. Points can be redeemed for any travel with no blackout dates through the RBC Rewards platform, or transferred to 10+ airline partners including British Airways, WestJet, Cathay Pacific, and Asia Miles.

Top RBC Avion Cards

The RBC Avion Visa Infinite is the flagship card with strong earn rates and insurance. The new RBC ION+ Visa offers a modern, digital-first experience. For premium travellers, the RBC Avion Visa Infinite Privilege provides top-tier lounge access.

FAQ

Frequently Asked Questions

Which airlines can I transfer RBC Avion points to?

RBC Avion points transfer to British Airways Avios, WestJet dollars, Cathay Pacific Asia Miles, and several others. Transfer ratios vary by partner.

Are RBC Avion points worth it?

When redeemed for travel through the RBC portal, points are worth about 1 cent each. Transferred to partners like British Airways, they can be worth 1.5-2+ cents.

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Why RBC Avion?

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