Best BMO Credit Cards in Canada

Compare all BMO credit cards. Ascend, CashBack, Eclipse Visa Infinite, and VIPorter cards reviewed.

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Complete Guide

Best BMO Credit Cards in Canada

Compare all BMO credit cards. Ascend, CashBack, Eclipse Visa Infinite, and VIPorter cards reviewed.

BMO Credit Card Lineup

BMO offers 14 credit cards including the premium Eclipse Visa Infinite Privilege, the popular CashBack series, and the Air Miles-earning Ascend cards. BMO also partners with Porter Airlines for their VIPorter cards.

Travel & Rewards

The BMO Eclipse Visa Infinite Privilege is a top-tier card with 5x points on dining and travel. BMO Ascend cards earn Air Miles on everyday spending. The BMO VIPorter Mastercard is unique in earning Porter Airlines perks.

Cash Back

BMO’s CashBack lineup includes no-fee and premium options. The BMO CashBack Mastercard is one of Canada’s most popular no-fee cash back cards.

Cards analyzed

May 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data

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FAQ

Frequently Asked Questions

1What is the best BMO credit card?

The BMO Eclipse Visa Infinite Privilege is the top pick for travellers with 5x points on dining and travel. For no-fee cash back, the BMO CashBack Mastercard is excellent.

2Does BMO have Air Miles cards?

Yes. The BMO Ascend World Elite Mastercard earns 3x Air Miles on groceries and 2x on gas, transit, and select streaming services.

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Best BMO Credit Cards in Canada