Compare all BMO credit cards. Ascend, CashBack, Eclipse Visa Infinite, and VIPorter cards reviewed.
The BMO eclipse Visa Infinite Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of 70,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $951.
BMO Rewards
The BMO Ascend World Elite Mastercard offers a first year annual fee rebate (regular fee $150/yr). It comes with a welcome bonus of 115,000 points. You earn 1x on groceries and 3x at restaurants. Estimated first-year value is $1,195.
BMO Rewards
It comes with a welcome bonus of 200,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,284.
BMO Rewards
Ends Oct 31, 2026
The BMO eclipse rise Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 25,000 points. You earn 2.5x on groceries and 2.5x at restaurants. Estimated first-year value is $381.
BMO Rewards
Ends Jun 30, 2026
The BMO VIPorter World Elite Mastercard offers a first year annual fee rebate (regular fee $199/yr). It comes with a welcome bonus of 70,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,644.
Porter VIPorter
Ends Jun 30, 2026
The BMO VIPorter Mastercard offers a first year annual fee rebate (regular fee $89/yr). It comes with a welcome bonus of 40,000 points. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $897.
Porter VIPorter
Ends Jun 30, 2026
The BMO CashBack Mastercard World Eliteᴹᴰ offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of $650. You earn 5x on groceries and 1x at restaurants. Estimated first-year value is $1,276.
Cash Back
Ends Oct 31, 2026
The BMO CashBack Mastercard has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $100. You earn 3x on groceries and 0.5x at restaurants. Estimated first-year value is $350.
Cash Back
Ends Jun 30, 2026
The BMO Preferred Rate Mastercard offers a first year annual fee rebate (regular fee $29/yr). You earn 0x on groceries and 0x at restaurants.
Complete Guide
Compare all BMO credit cards. Ascend, CashBack, Eclipse Visa Infinite, and VIPorter cards reviewed.
BMO offers 14 credit cards including the premium Eclipse Visa Infinite Privilege, the popular CashBack series, and the Air Miles-earning Ascend cards. BMO also partners with Porter Airlines for their VIPorter cards.
The BMO Eclipse Visa Infinite Privilege is a top-tier card with 5x points on dining and travel. BMO Ascend cards earn Air Miles on everyday spending. The BMO VIPorter Mastercard is unique in earning Porter Airlines perks.
BMO’s CashBack lineup includes no-fee and premium options. The BMO CashBack Mastercard is one of Canada’s most popular no-fee cash back cards.
9
Cards analyzed
Jun 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
The BMO Eclipse Visa Infinite Privilege is the top pick for travellers with 5x points on dining and travel. For no-fee cash back, the BMO CashBack Mastercard is excellent.
Yes. The BMO Ascend World Elite Mastercard earns 3x Air Miles on groceries and 2x on gas, transit, and select streaming services.
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