on Bank of Montreal's website
By subscribing to our offer for the BMO eclipse Visa Infinite* Card, you can receive an exclusive welcome offer of up to 80,000 BMO Rewards points, as well as a waiver of the $120 annual fee for the first year.*
In addition, you will benefit from a $50 annual lifestyle credit. You also have a monthly statement credit for streaming services for the first year.*
With the BMO eclipse Visa Infinite* Card, you can earn 5 BMO Rewards points per dollar spent on:
And 1 BMO Rewards point per dollar spent everywhere else. Plus, if you add a supplementary card to your account, you’ll earn 10% more points*.
You can use BMO Rewards points for travel (flights, hotels, car rentals, packages, etc.) or for rewards and gift cards on the BMO Rewards platform.
Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card*.
All Spending
1x
Bmo Rewards pts per dollar
Restaurants
5x
Gas
5x
Groceries
5x
Transit
5x
See how much you could earn with this card based on your spending.
Points Earned
72,000
Bmo Rewards/yr
Estimated Value
$720
After Fees
+$600
1st Year Value
$600
incl. welcome bonus
Travel Medical
Up to $5,000,000 / 21 days
Travel Accident
Up to $500,000
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,000
Auto Rental
Up to $65,000 / 48 days
Annual Statement Credit
$50/year
Personal Income
$60,000
Household Income
$100,000
Exclusive welcome offer: Get up to $1,200 in value, including up to 80,000 bonus points, a monthly statement credit for streaming services, a $50 statement credit, and no annual fee for the first year.*
Up to 80,000 points, $50 lifestyle credit and $120 annual fee waiver for the first year.
5x points for groceries, restaurants, gas and transportation; 1 point per dollar everywhere else.
$50 credit to use as you wish each year.
Yes, get 10% more points by adding an authorized user.
Mobile device insurance up to $1,000.
Redeem your points for recent transactions starting at $1.
*Terms and conditions apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Bank of Montreal. All trademarks are property of their respective owners.
