BMO Blue Rewards World Elite®* Mastercard®*
on BMO's website
Pros & Cons
Pros
- +First Year Annual Fee Rebate ($150 annual fee rebated)
- +Airport lounge access
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
With this offer for the BMO Blue Rewards World Elite Mastercard, you can get up to $1,600 in value. In addition, you pay no annual fee in the first year.
Here’s how to get your full welcome offer:
- 45,000 points after $5,000 in purchases within the first 110 days after account opening
- 20,000 points after $10,000 in purchases within the first 180 days after account opening
- 35,000 points after $20,000 in purchases within the first 365 days after account opening
So, to get your full welcome offer, you’ll need to spend $20,000 in the first year.
With the BMO Blue Rewards World Elite Mastercard, you earn 10 points per dollar at participating Blue Rewards partners and 2 Points for every $1 spent on groceries, gas, electric vehicle charging, wholesale and alcohol purchase (including Costco). And 1 point per dollar for all other purchases.
You can also take advantage of a 0% introductory interest rate on balance transfers for 12 months, with a 2% balance transfer fee.
The card also offers:
- 4 complimentary airport lounge accesses per year via Mastercard Travel Pass provided by DragonPass*
- comprehensive travel insurance, including emergency medical coverage of up to $5 million for 15 days*
Finally, enjoy six months of Instacart+ membership and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.
Offer ends: 2026-10-31
Rewards
All Spending
1x
Blue Rewards pts per dollar
Groceries
2x
Gas
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
30,720
Blue Rewards/yr
Estimated Value
$307
After Fees
+$307
1st Year Value
$307
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Included
Trip Cancellation
Included
Trip Interruption
Included
Delayed Baggage
Included
Lost Baggage
Included
Flight Delay
Included
Hotel Burglary
Included
Travel Accident
Included
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Included
Interest Rates
- Purchase Rate21.99%
- Cash Advance23.99%
- Balance Transfer Promo0%
Fee: 2
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport Lounge
4 visits/year
Eligibility
Personal Income
$80,000
Household Income
$150,000
Terms & Conditions
Card Features
Welcome Offer: Get up to $1,600 in value and the annual fee waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee*.
- Earn 10 Points for every $1 spent at participating Blue Rewards Partners*
- Earn 2 Points for every $1 spent on groceries, gas, electric vehicle charging, wholesale and alcohol purchases*
- Earn 1 Point for every $1 spent on everything else*
Benefits
- Up to $1,600 in value*
- $200 NEXUS Statement Credit in your first year*
- Airport lounge access with complimentary membership in Mastercard Travel Pass provided by DragonPass, plus 4 free passes per calendar year.*
- Earn additional Points on top of your credit card Points when you use your physical or digital Blue Rewards Member Card at checkout*
- Get the $150 annual fee rebated annually with our BMO Premium Chequing Account*
- Unlock exclusive offers at top brands through Blue Rewards offers
- Out-of-province/out-of-country emergency medical insurance up to $5 million per insured person, per trip – up to 15 consecutive days.*
- Get up to 15% off a Global Data Roaming plan and up to 3GB of data without any additional charges with FlexiRoam.*
- Save up to 20% on National Car Rental® and Alamo Rent A Car® and up to 5% on Enterprise Rent-A-Car® at locations worldwide using the Car Rental Booking tool
- Get 20% off admission to Cirque du Soleil shows touring Canada and 15% off resident shows in Las Vegas
- Complimentary Roadside Assistance Program*; Including battery boosts, flat-tire change, lockout service and towing.*
- Extended warranty and purchase protection*
- Enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
Legal
†Conditions apply.
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