on Bank of Montreal's website
The BMO Ascend World Elite Mastercard is one of the best World Elite Mastercard credit cards with travel points in Canada. With our exclusive welcome offer, you can earn up to 100,000 BMO Rewards points.
These points have a value of approximately $650 to $700, according to our estimate, and can be applied to your travel expenses.
Plus, there is no annual fee for the first year for the primary cardholder and additional cardholders.
You can also take advantage of a 0% introductory interest rate on balance transfers for 12 months, with a 2% balance transfer fee.
With the BMO Ascend World Elite Mastercard, you get:
You can use BMO Rewards points for your travel (flights, hotels, car rentals, packages, etc.) or for rewards and gift cards on the BMO Rewards platform.
The card also offers:
Finally, enjoy six months of Instacart+ membership and a $10 monthly Instacart credit when you sign up with your eligible BMO credit card.*
All Spending
1x
Bmo Rewards pts per dollar
Restaurants
3x
Streaming
3x
Travel
5x
Recurring
3x
Entertainment
3x
Telecom
3x
See how much you could earn with this card based on your spending.
Points Earned
63,360
Bmo Rewards/yr
Estimated Value
$634
After Fees
+$484
1st Year Value
$484
incl. welcome bonus
Travel Medical
Up to $2,000,000 / 21 days
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $2,000
Delayed Baggage
Up to $500
Lost Baggage
Up to $500
Flight Delay
Up to $500
Hotel Burglary
Up to $1,000
Travel Accident
Up to $500,000
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Airport Lounge
4 visits/year
Personal Income
$80,000
Household Income
$150,000
Welcome offer: Get up to $1,600 in value including up to 100,000 points, Mastercard Travel Pass Program & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.*
Additionally, enjoy a 0% introductory interest rate on balance transfers for 12 months as well as a 2% balance transfer fee.*
To reach BMO Mastercard (Bank of Montreal), you can use one of the following options:
Call Customer Service: You can call BMO Customer Service at 1-800-361-3361. They will be able to help you with any questions you may have about your BMO Mastercard.
Use online chat: BMO also offers online chat on its website where you can ask questions and get help in real-time.
Visit a branch: If you prefer in-person assistance, you can visit your nearest BMO branch for assistance with your BMO Mastercard.
To activate your new BMO World Elite Mastercard, you can follow these steps:
Log in to your account online: Go to the BMO website and log in to your account using your credentials.
Find the « Cards » section: Once logged in, look for the « Cards » section on your account home page.
Select « Activate Card »: Find the card you wish to activate and select the « Activate Card » option.
Enter the requested information: Follow the on-screen instructions and enter the requested information, such as your card number and expiration date.
Verify details: Make sure all information entered is correct before confirming your card activation.
Complete the process: Once you have verified that all the information is correct, you can confirm the activation of your card.
It is also possible to activate your card by calling BMO customer service at the following number: 1-800-361-3361. Follow the on-screen instructions to speak to a representative and activate your card over the phone.
If you have a BMO Rewards Card, you can use your BMO points to redeem rewards. Here’s how to use your BMO points:
Log in to your account online: Access the BMO website and log in to your account using your credentials.
Go to the Rewards section: Once logged in, go to the Rewards section on your account home page.
Find the rewards you want: Search for the rewards you want based on the number of BMO points you have.
Redeem your points for rewards: Once you’ve found the rewards you want to redeem, follow the instructions on the screen to confirm the redemption and use your BMO points.
Receive your rewards: Once you redeem your BMO points for rewards, they will be sent to the address you provide or added to your online account.
It’s important to note that rewards options may vary depending on the type of BMO card you have and the rewards program you’re enrolled in. You can visit the BMO website or contact customer service for more information on the reward options available for your specific card.
The value of a BMO point depends on the rewards program associated with your BMO credit card. In general, the value of each BMO point will be approximately 0.67 cents according to Milesopedia.
For example, if the value of a BMO point is 0.67 cents, that means 10,000 BMO points can be redeemed for $67 in rewards.
*Terms and conditions apply
BMO is not responsible for updating the content of this site. For the most up-to-date information, please click on the Online Application link.
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Bank of Montreal. All trademarks are property of their respective owners.
