Compare the best Visa credit cards in Canada. Visa Infinite, Infinite Privilege, and Platinum tiers compared.
It comes with a welcome bonus of 60,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $810.
Scene+
The CIBC Aventura Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 45,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $891.
CIBC Aventura
The Scotia Momentum Visa Infinite + Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of $300. You earn 4x on groceries and 1x at restaurants. Estimated first-year value is $1,025.
Cash Back
Ends Nov 1, 2026
The BMO eclipse Visa Infinite Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of 70,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $951.
BMO Rewards
The CIBC Dividend Visa Infinite Card offers a first year annual fee rebate (regular fee $120/yr). It comes with a welcome bonus of $300. You earn 4x on groceries and 2x at restaurants. Estimated first-year value is $864.
Cash Back
Complete Guide
Compare the best Visa credit cards in Canada. Visa Infinite, Infinite Privilege, and Platinum tiers compared.
Visa is the most widely accepted credit card network in Canada with over 70 cards available from all major banks. Visa cards are organized into tiers: Classic, Gold, Platinum, Infinite, and Infinite Privilege, each with increasing benefits and requirements.
Visa Infinite cards ($120+/yr) include travel insurance, concierge, and higher earn rates. Visa Infinite Privilege ($399+/yr) adds airport lounge access, premium hotel programs, and top-tier insurance. Even Visa Platinum cards offer solid purchase protection and extended warranty.
Visa is accepted at virtually every merchant in Canada and worldwide, making it the safest choice for a primary card. There are no acceptance concerns unlike some other networks.
5
Cards analyzed
Jun 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
The CIBC Aventura Visa Infinite and Scotiabank Passport Visa Infinite are top picks for travel. For cash back, the Scotia Momentum Visa Infinite offers 4% on groceries.
Visa Infinite Privilege adds Priority Pass lounge access, higher insurance limits, and premium hotel programs. Annual fees are typically $399+ vs $120+ for Infinite.
Visa has the highest acceptance rate in Canada. You can use a Visa card at virtually any merchant that accepts credit cards.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
