Compare the best Visa credit cards in Canada. Visa Infinite, Infinite Privilege, and Platinum tiers compared.
It comes with a welcome bonus of 100,000 pts. You earn 1.5x on groceries and 1.25x at restaurants. Estimated first-year value is $2,283.
Annual Fee
$599
Rewards rate
1.25x
Aeroplan
Welcome Bonus
100,000 pts
1st Year Value
$2,283
It comes with a welcome bonus of 75,000 pts. You earn 1x on groceries and 1.5x at restaurants. Estimated first-year value is $2,215.
Annual Fee
$180
Rewards rate
1x
Aeroplan
Welcome Bonus
75,000 pts
1st Year Value
$2,215
It comes with a welcome bonus of 85,000 pts. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $2,161.
Annual Fee
$599
Rewards rate
1.25x
Aeroplan
Welcome Bonus
85,000 pts
1st Year Value
$2,161
It comes with a welcome bonus of 200,000 pts. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,655.
Annual Fee
$599
Rewards rate
1x
Bmo Rewards
Welcome Bonus
200,000 pts
1st Year Value
$1,655
The TD First Class Travel® Visa Infinite* Card offers the first year free (regular fee $139/yr). It comes with a welcome bonus of 165,000 pts. You earn 6x on groceries and 6x at restaurants. Estimated first-year value is $1,634.
Annual Fee
$139 $0
Rewards rate
2x
TD Rewards
Welcome Bonus
165,000 pts
1st Year Value
$1,634
It comes with a welcome bonus of 45,000 pts. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,603.
Annual Fee
$139
Rewards rate
1x
Aeroplan
Welcome Bonus
45,000 pts
1st Year Value
$1,603
It comes with a welcome bonus of 45,000 pts. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,603.
Annual Fee
$139
Rewards rate
1x
Aeroplan
Welcome Bonus
45,000 pts
1st Year Value
$1,603
It comes with a welcome bonus of 70,000 pts. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $1,441.
Annual Fee
$399
Rewards rate
1.25x
Rbc Avion Elite Rewards
Welcome Bonus
70,000 pts
1st Year Value
$1,441
It comes with a welcome bonus of 100,000 pts. You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $1,232.
Annual Fee
$599
Rewards rate
1x
Sceneplus
Welcome Bonus
100,000 pts
1st Year Value
$1,232
It comes with a welcome bonus of 40,000 pts. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $1,191.
Annual Fee
$199
Rewards rate
1.5x
Sceneplus
Welcome Bonus
40,000 pts
1st Year Value
$1,191
Complete Guide
Compare the best Visa credit cards in Canada. Visa Infinite, Infinite Privilege, and Platinum tiers compared.
Visa is the most widely accepted credit card network in Canada with over 70 cards available from all major banks. Visa cards are organized into tiers: Classic, Gold, Platinum, Infinite, and Infinite Privilege, each with increasing benefits and requirements.
Visa Infinite cards ($120+/yr) include travel insurance, concierge, and higher earn rates. Visa Infinite Privilege ($399+/yr) adds airport lounge access, premium hotel programs, and top-tier insurance. Even Visa Platinum cards offer solid purchase protection and extended warranty.
Visa is accepted at virtually every merchant in Canada and worldwide, making it the safest choice for a primary card. There are no acceptance concerns unlike some other networks.
72
Cards analyzed
May 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
The CIBC Aventura Visa Infinite and Scotiabank Passport Visa Infinite are top picks for travel. For cash back, the Scotia Momentum Visa Infinite offers 4% on groceries.
Visa Infinite Privilege adds Priority Pass lounge access, higher insurance limits, and premium hotel programs. Annual fees are typically $399+ vs $120+ for Infinite.
Visa has the highest acceptance rate in Canada. You can use a Visa card at virtually any merchant that accepts credit cards.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
Cash Back
Travel
No Fee
Students
Groceries
Restaurants
No FX Fee
1st Yr Free
Balance Transfer
Lounges
Aeroplan
PC Optimum
Scene+
Amex Membership Rewards
CIBC Aventura
RBC Avion
BMO Rewards
TD Rewards
WestJet Rewards
Marriott Bonvoy
RBC
CIBC
Scotiabank
BMO
American Express
TD
MBNA
National Bank
Neo Financial
Capital One
Desjardins
Tangerine
Rogers Bank
Laurentian Bank
Mastercard
Amex (network)
