Ratesopedia
ENFR
Ranking · Updated May 2026

Best Airline Credit Cards in Canada

Compare airline-branded and miles-earning credit cards in Canada — Aeroplan, Avion, WestJet, Flying Blue. Earn miles fast and unlock free flights, lounge access, and elite perks.

166
cards
Best for: Overall value
Business Platinum Card® from American Express
Business Platinum Card® from American Express

American Express Canada · American Express Canada · American Express Membership Rewards

4.8Ratesopedia rating

It comes with a welcome bonus of 120,000 points. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $2,351.

Best of Month

Annual Fee

$799

Rewards rate

1.25x

American Express Membership Rewards

Welcome Bonus

120,000 points

1st Year Value

$2,351

Pros

  • Welcome bonus of 120,000 points
  • Estimated 1st-year value of $2,351

Cons

  • High annual fee ($799)
Best for: Aeroplan travel
CIBC® Aeroplan® Visa Infinite Privilege* Card
CIBC® Aeroplan® Visa Infinite Privilege* Card

CIBC · Visa · Aeroplan

5.0Ratesopedia rating

It comes with a welcome bonus of 100,000 points. You earn 1.5x on groceries and 1.25x at restaurants. Estimated first-year value is $2,283.

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

100,000 points

1st Year Value

$2,283

Pros

  • Welcome bonus of 100,000 points
  • Estimated 1st-year value of $2,283

Cons

  • High annual fee ($599)
  • Requires good credit
Best for: Aeroplan travel
American Express® Aeroplan®* Business Reserve Card
American Express® Aeroplan®* Business Reserve Card

American Express Canada · American Express Canada · Aeroplan

5.0Ratesopedia rating

It comes with a welcome bonus of 90,000 points. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $2,226.

Best of Month

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

90,000 points

1st Year Value

$2,226

Pros

  • Welcome bonus of 90,000 points
  • Estimated 1st-year value of $2,226

Cons

  • High annual fee ($599)
Best for: Aeroplan travel
CIBC Aeroplan® Visa* Business Card
CIBC Aeroplan® Visa* Business Card

CIBC · Visa · Aeroplan

5.0Ratesopedia rating

The CIBC Aeroplan® Visa* Business Card offers the first year free (regular fee $180/yr). It comes with a welcome bonus of 75,000 points. You earn 1x on groceries and 1.5x at restaurants. Estimated first-year value is $2,215.

1st Year Free

Annual Fee

$180 $0

Rewards rate

1x

Aeroplan

Welcome Bonus

75,000 points

1st Year Value

$2,215

Pros

  • First year free
  • Welcome bonus of 75,000 points
  • Estimated 1st-year value of $2,215

Cons

  • High annual fee ($180)
  • Requires good credit
Best for: Overall value
American Express Platinum Card®
American Express Platinum Card®

American Express Canada · American Express Canada · American Express Membership Rewards

4.8Ratesopedia rating

It comes with a welcome bonus of 100,000 points. You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $2,170.

Best of Month

Annual Fee

$799

Rewards rate

1x

American Express Membership Rewards

Welcome Bonus

100,000 points

1st Year Value

$2,170

Pros

  • Welcome bonus of 100,000 points
  • 2x at restaurants
  • Estimated 1st-year value of $2,170

Cons

  • High annual fee ($799)
Best for: Aeroplan travel
TD® Aeroplan® Visa Infinite Privilege* Credit Card
TD® Aeroplan® Visa Infinite Privilege* Credit Card

TD Canada Trust · Visa · Aeroplan

5.0Ratesopedia rating

It comes with a welcome bonus of 85,000 points. You earn 1.5x on groceries and 1.5x at restaurants. Estimated first-year value is $2,161.

Best of Month

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

85,000 points

1st Year Value

$2,161

Pros

  • Welcome bonus of 85,000 points
  • Estimated 1st-year value of $2,161

Cons

  • High annual fee ($599)
  • Requires good credit
Best for: Aeroplan travel
American Express® Aeroplan®* Reserve Card
American Express® Aeroplan®* Reserve Card

American Express Canada · American Express Canada · Aeroplan

5.0Ratesopedia rating

It comes with a welcome bonus of 85,000 points. You earn 1.25x on groceries and 2x at restaurants. Estimated first-year value is $2,130.

Best of Month

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

85,000 points

1st Year Value

$2,130

Pros

  • Welcome bonus of 85,000 points
  • 2x at restaurants
  • Estimated 1st-year value of $2,130

Cons

  • High annual fee ($599)
Best for: First year free
BMO VIPorter World Elite®* Mastercard®*
BMO VIPorter World Elite®* Mastercard®*

Bank of Montreal · Mastercard · VIPorter

5.0Ratesopedia rating

The BMO VIPorter World Elite®* Mastercard®* offers the first year free (regular fee $199/yr). It comes with a welcome bonus of 70,000 points. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $1,764.

1st Year Free

Annual Fee

$199 $0

Rewards rate

1x

VIPorter

Welcome Bonus

70,000 points

1st Year Value

$1,764

Pros

  • First year free
  • Welcome bonus of 70,000 points
  • 2x on groceries
  • 2x at restaurants

Cons

  • High annual fee ($199)
  • Requires good credit
Best for: Overall value
BMO eclipse Visa Infinite Privilege* Card
BMO eclipse Visa Infinite Privilege* Card

Bank of Montreal · Visa · Bmo Rewards

4.8Ratesopedia rating

It comes with a welcome bonus of 200,000 points. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,655.

Best of Month

Annual Fee

$599

Rewards rate

1x

Bmo Rewards

Welcome Bonus

200,000 points

1st Year Value

$1,655

Pros

  • Welcome bonus of 200,000 points
  • 5x on groceries
  • 5x at restaurants
  • Estimated 1st-year value of $1,655

Cons

  • High annual fee ($599)
  • Requires good credit
Best for: First year free
TD First Class Travel® Visa Infinite* Card
TD First Class Travel® Visa Infinite* Card

TD · Visa · TD Rewards

5.0Ratesopedia rating

The TD First Class Travel® Visa Infinite* Card offers the first year free (regular fee $139/yr). It comes with a welcome bonus of 165,000 points. You earn 6x on groceries and 6x at restaurants. Estimated first-year value is $1,634.

Best of Month1st Year Free

Annual Fee

$139 $0

Rewards rate

2x

TD Rewards

Welcome Bonus

165,000 points

1st Year Value

$1,634

Pros

  • First year free
  • Welcome bonus of 165,000 points
  • 6x on groceries
  • 6x at restaurants

Cons

  • Requires good credit

Complete Guide

Best Airline Credit Cards in Canada

Compare airline-branded and miles-earning credit cards in Canada — Aeroplan, Avion, WestJet, Flying Blue. Earn miles fast and unlock free flights, lounge access, and elite perks.

Airline credit cards earn you miles or points convertible to flights, often at a much higher per-dollar value than cash-back cards when redeemed for partner-airline business or first-class seats. The best Canadian options bridge multiple alliances.

Aeroplan vs Avion vs WestJet

Aeroplan-earning Amex and CIBC cards are the heavyweights for Star Alliance redemptions. RBC Avion converts to several partners (Aeroplan, Avios, Cathay). WestJet Mastercards earn WestJet dollars at a 1:1 ratio for cash-equivalent flights.

166

Cards analyzed

May 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

FAQ

Frequently Asked Questions

1Are airline credit cards worth it?

Yes if you fly more than once or twice a year and can redeem for partner-airline premium cabins. The same 75,000 Aeroplan points might cover a $400 economy ticket or a $4,000 business-class seat — the latter is where airline cards shine.

2Should I get an Aeroplan card or a flexible-points card?

Flexible cards (Amex MR, RBC Avion) give you more options — you can move points to multiple airlines. Aeroplan-only cards usually have richer earn rates and elite-benefit kickers but lock you into the Air Canada / Star Alliance ecosystem.

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