Compare all Capital One credit cards in Canada. Aspire, Smart Rewards, and no-foreign-transaction-fee options.
The Capital One Aspire Travel Platinum Mastercard has no annual fee, making it risk-free to hold. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $240.
Annual Fee
$0
Rewards rate
1x
Welcome Bonus
—
1st Year Value
$240
The Capital One Aspire Cash Platinum Mastercard has no annual fee, making it risk-free to hold. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $223.
Annual Fee
$0
Rewards rate
1x
Cash Back
Welcome Bonus
—
1st Year Value
$223
The Capital One Smart Rewards Mastercard has no annual fee, making it risk-free to hold. You earn 0x on groceries and 0x at restaurants.
Annual Fee
$0
Rewards rate
0x
Welcome Bonus
—
1st Year Value
—
The Capital One Guaranteed Mastercard has no annual fee, making it risk-free to hold.
Annual Fee
$0
Rewards rate
—
Welcome Bonus
—
1st Year Value
—
The Capital One Guaranteed Secured Mastercard has no annual fee, making it risk-free to hold. You earn 0x on groceries and 0x at restaurants.
Annual Fee
$0
Rewards rate
0x
Welcome Bonus
—
1st Year Value
—
Complete Guide
Compare all Capital One credit cards in Canada. Aspire, Smart Rewards, and no-foreign-transaction-fee options.
Capital One offers 5 credit cards in Canada focused on simple rewards, no foreign transaction fees, and accessibility. Their cards are known for being easy to qualify for and offering straightforward benefits.
The Capital One Aspire Travel World Elite Mastercard is their premium offering with no FX fees and strong travel rewards. The Guaranteed Mastercard is designed for those building credit with guaranteed approval.
5
Cards analyzed
May 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
The Capital One Aspire Travel World Elite has no FX fees. Other Capital One cards may charge the standard 2.5% foreign transaction fee.
Generally yes. Capital One offers cards for all credit levels, including their Guaranteed Mastercard which is designed for those building credit.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
