Ratesopedia

Pros

  • Purchase protection included
  • No annual fee

Cons

  • Foreign Transaction Fee (2.5%)

Rewards

All Spending

1x

Cash Back pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries1.00%
$400/month
Restaurants1.00%
$160/month
Gas1.00%
$300/month
Telecom1.00%
$300/month
All other spending1.00%
$700/month

Cashback earned

$223

$/yr

Estimated Value

$223

After Fees

+$223

1st Year Value

$223

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 1.00%$48
Restaurants$1,920/yr × 1.00%$19
Gas$3,600/yr × 1.00%$36
Telecom$3,600/yr × 1.00%$36
All other spending$8,400/yr × 1.00%$84
Total annual spend$22,320
Monthly spend$1,860
Average earn rate1.00%
Total cashback earned$223

Travel Insurance

Delayed Baggage

Up to $300

Travel Accident

Up to $250,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 31 days

Interest Rates

  • Purchase Rate
    21.9%
  • Cash Advance
    21.9%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

  • 1% cash rewards on all purchases
  • No limit to the amount of cash back you can earn.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Capital One. All trademarks are property of their respective owners.