Pros
- ✓Welcome Bonus: $100
- ✓Purchase protection included
- ✓No annual fee
Cons
- ✗Foreign Transaction Fee (2.5%)
Our Review
If you have an individual income of $60,000 or a household income of $80,000, you can choose the Tangerine® Money-Back World Mastercard®*.
This credit card has no annual fee and allows you to earn cash back on your everyday purchases. With the current offer, you can get $100 when you spend $1,500 within your first three months††.
You get 2% unlimited cash back in 2 categories of your choice and 0.5% on all your other purchases. Plus, you can unlock a third 2% category when your cash back is deposited into a Tangerine Savings Account.
Choose from 13 spending categories (groceries, gas, restaurants, and more) and change them every 90 days to match your habits◊.
The card also includes useful protections, including purchase assurance and extended warranty5, as well as mobile device insurance and coverage for rental vehicles5.
Finally, you can transfer high-interest credit card balances and enjoy a promotional rate of 1.95% for 6 months (a 1% transfer fee applies)11.
Offer ends: 2026-09-30
Rewards
All Spending
0.5x
Cash Back pts per dollar
Groceries
2x
Gas
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Cashback earned
$238
$/yr
Estimated Value
$238
After Fees
+$238
1st Year Value
$338
incl. welcome bonus
Annual rewards breakdown
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Included
Interest Rates
- Purchase Rate20.95%
- Cash Advance22.95%
- Balance Transfer Promo1.95%
Fee: 1
- Foreign Transaction Fee2.5%
Eligibility
Personal Income
$50,000
Household Income
$80,000
Terms & Conditions
Card Features
- Get $100 with a Tangerine® Money-Back World Mastercard®*.
- Spend $1,500 in your first 3 months to enjoy this Bonus.††
- Get 2% unlimited cash back in 2 categories of your choice and 0.5% on all your other purchases.
- Plus, unlock a third 2% category when your cash back is deposited into a Tangerine Savings Account.
Legal
*Conditions apply.
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Tangerine. All trademarks are property of their respective owners.