Compare Tangerine Money-Back Mastercard and World Mastercard. No-fee cash back cards with customizable categories.
It comes with a welcome bonus of 30,000 pts. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $680.
Annual Fee
$120
Rewards rate
1x
Scene+
Welcome Bonus
30,000 pts
1st Year Value
$680
The Tangerine® Money-Back World Mastercard®* has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 100 pts. You earn 2x on groceries and 0.5x at restaurants. Estimated first-year value is $346.
Annual Fee
$0
Rewards rate
0.5x
Cash Back
Welcome Bonus
100 pts
1st Year Value
$346
The Tangerine Money-Back Credit Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 100 pts. You earn 2x on groceries and 0.5x at restaurants. Estimated first-year value is $346.
Annual Fee
$0
Rewards rate
0.5x
Cashback
Welcome Bonus
100 pts
1st Year Value
$346
Complete Guide
Compare Tangerine Money-Back Mastercard and World Mastercard. No-fee cash back cards with customizable categories.
Tangerine offers two credit cards, both with no annual fee and customizable cash back categories. Their unique model lets you choose 2-3 categories where you earn 2% cash back (groceries, gas, restaurants, etc.) with 0.5% on everything else.
The Tangerine Money-Back Mastercard is the no-fee standard option with 2 categories at 2%. The World Mastercard adds a third 2% category and includes purchase protection and extended warranty. Both are excellent no-fee options.
3
Cards analyzed
May 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
You can choose from groceries, gas, restaurants, recurring bills, entertainment, drug stores, public transit, home improvement, hotel/motel, and furniture.
Yes. It’s free and adds a third 2% category plus insurance benefits over the standard Money-Back card. There’s no reason not to upgrade if eligible.
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