Compare all Amex cards in Canada. Cobalt, Gold, Platinum, Green, Marriott Bonvoy, and Aeroplan cards reviewed.
It comes with a welcome bonus of 120,000 pts. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $2,351.
Annual Fee
$799
Rewards rate
1.25x
American Express Membership Rewards
Welcome Bonus
120,000 pts
1st Year Value
$2,351
It comes with a welcome bonus of 90,000 pts. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $2,226.
Annual Fee
$599
Rewards rate
1.25x
Aeroplan
Welcome Bonus
90,000 pts
1st Year Value
$2,226
It comes with a welcome bonus of 100,000 pts. You earn 1x on groceries and 2x at restaurants. Estimated first-year value is $2,170.
Annual Fee
$799
Rewards rate
1x
American Express Membership Rewards
Welcome Bonus
100,000 pts
1st Year Value
$2,170
It comes with a welcome bonus of 85,000 pts. You earn 1.25x on groceries and 2x at restaurants. Estimated first-year value is $2,130.
Annual Fee
$599
Rewards rate
1.25x
Aeroplan
Welcome Bonus
85,000 pts
1st Year Value
$2,130
It comes with a welcome bonus of 60,000 pts. You earn 2x on groceries and 1x at restaurants. Estimated first-year value is $1,609.
Annual Fee
$250
Rewards rate
1x
American Express Membership Rewards
Welcome Bonus
60,000 pts
1st Year Value
$1,609
It comes with a welcome bonus of 70,000 pts. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $1,399.
Annual Fee
$199
Rewards rate
1x
American Express Membership Rewards
Welcome Bonus
70,000 pts
1st Year Value
$1,399
It comes with a welcome bonus of 45,000 pts. You earn 1x on groceries and 1.5x at restaurants. Estimated first-year value is $1,279.
Annual Fee
$120
Rewards rate
1x
Aeroplan
Welcome Bonus
45,000 pts
1st Year Value
$1,279
It comes with a welcome bonus of 80,000 pts. You earn 2x on groceries and 3x at restaurants. Estimated first-year value is $1,067.
Annual Fee
$150
Rewards rate
2x
Marriott Bonvoy
Welcome Bonus
80,000 pts
1st Year Value
$1,067
It comes with a welcome bonus of 15,000 pts. You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $1,054.
Annual Fee
$192
Rewards rate
1x
American Express Membership Rewards
Welcome Bonus
15,000 pts
1st Year Value
$1,054
It comes with a welcome bonus of 70,000 pts. You earn 2x on groceries and 2x at restaurants. Estimated first-year value is $942.
Annual Fee
$120
Rewards rate
2x
Marriott Bonvoy
Welcome Bonus
70,000 pts
1st Year Value
$942
Complete Guide
Compare all Amex cards in Canada. Cobalt, Gold, Platinum, Green, Marriott Bonvoy, and Aeroplan cards reviewed.
American Express offers some of Canada’s most rewarding credit cards. The Amex Cobalt consistently ranks as Canada’s #1 credit card for its 5x points on food and drink. The Platinum Card offers ultra-premium perks including lounge access and hotel status.
Amex Membership Rewards points are among the most valuable in Canada, transferable to Aeroplan, British Airways, Marriott Bonvoy, Hilton, and other partners. This flexibility makes Amex cards ideal for maximizing travel value.
From the no-fee SimplyCash cards to the premium Platinum, Amex has options across every budget. Their Aeroplan and Marriott co-branded cards also offer strong earn rates.
13
Cards analyzed
May 2026
Last updated
100%
Independent
Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.
FAQ
It’s widely considered the best overall credit card for earning rewards, with 5x points on food/drink and highly flexible Membership Rewards points.
Amex acceptance has improved significantly. Most major retailers, restaurants, and online merchants accept Amex, though some smaller businesses still don’t.
Yes. Membership Rewards points transfer 1:1 to Aeroplan, making Amex cards excellent for earning Aeroplan miles on everyday spending.
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
Cash Back
Travel
No Fee
Students
Groceries
Restaurants
No FX Fee
1st Yr Free
Balance Transfer
Lounges
Aeroplan
PC Optimum
Scene+
Amex Membership Rewards
CIBC Aventura
RBC Avion
BMO Rewards
TD Rewards
WestJet Rewards
Marriott Bonvoy
RBC
CIBC
Scotiabank
BMO
TD
MBNA
National Bank
Neo Financial
Capital One
Desjardins
Tangerine
Rogers Bank
Laurentian Bank
Visa
Mastercard
Amex (network)
