American Express® Gold Rewards Card
on American Express Canada's website
Pros
- ✓Welcome Bonus: 60,000 points
- ✓Airport lounge access
- ✓Purchase protection included
- ✓Travel medical insurance included
Cons
- ✗High annual fee ($250/yr)
- ✗Foreign Transaction Fee (2.5%)
Our Review
Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express Gold Rewards Card. That’s a value of
- 5,000 Membership Rewards points per month when you charge $1,000 in net purchases to your Card, for 12 months (a total of 60,000 points in the first year).
You can also transfer your points to airline partners such as Aeroplan, Avios (British Airways, Qatar Airways, Finnair), Flying Blue, and hotel partners (Marriott Bonvoy, Hilton Honors).
For example, with this welcome offer, if you decide to transfer your Membership Rewards points to a partner loyalty program, you would have the choice of earning up to :
- 60,000 Aeroplan points
- 60,000 Avios
- 60,000 Flying Blue Miles
- 72,000 Marriott Bonvoy points
With this Card, you get many benefits like:
- $100 annual travel credit
- Priority Pass membership and 4 complimentary Plaza Premium visits per year
- $50 NEXUS credit
You earn 2 points per dollar for travel purchases, and at:
- gas stations
- grocery stores
- drugstores
And 1 point per dollar everywhere else.
Like all American Express Canada Cards, there is no minimum income requirement.
Rewards
All Spending
1x
Amex Membership Rewards pts per dollar
Pharmacy
2x
Gas
2x
Travel
2x
Groceries
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
37,680
Amex Membership Rewards/yr
Estimated Value
$641
After Fees
+$391
1st Year Value
$1,411
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Up to $5,000,000 / 15 days
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $1,500
Delayed Baggage
Up to $500
Lost Baggage
Up to $500
Flight Delay
Up to $500
Hotel Burglary
Up to $500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $85,000 / 48 days
Interest Rates
- Purchase Rate21.99%
- Cash Advance21.99%
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport Lounge
4 visits/year
NEXUS Credit
—
Annual Statement Credit
$100/year
Terms & Conditions
Card Features
Earn up to 60,000 Membership Rewards® points:
- New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
Card features
- Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
- Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
- The Card is now available in your choice of Gold or Rose Gold metal options
- Receive a C$50 statement credit when you charge your American Express Gold Rewards Card for NEXUS membership or renewal fees
- You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
- As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
- Enjoy four (4) free visits per calendar year to Plaza Premium lounges in Canada. Entry fees apply once complimentary visits have been used
- Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
- Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 29.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
Apply with confidence!
- See if you’ll be approved before you apply – with no impact to your credit score.*
- When applying for a new card, businesses will typically run a “hard check” of your credit report. A hard credit check can cause a temporary impact to your credit score.
- Unlike many lenders, for American Express’ personal cards, you can see if you will be approved before you apply without impacting your credit score
- A soft credit check is a check into your credit report initiated either by you or a company even if you didn’t apply for credit. It is primarily used to screen for pre-approval financing offers or for a background check
- Available for American Express personal cards, we’ll let you know your eligibility with no impact to your credit score, so you can submit your application with confidence.*
*Instant decisions are only available for Consumer (also known as Personal) Card applications.
FAQ
Where to use American Express® Gold Rewards Card Quebec or in Canada?
You can use your American Express® Gold Rewards Card at grocery stores like Métro, Super C, Safeway, Whole Foods, your Couche-tard or 7Eleven convenience store, your favourite gas station like Esso, Shell, Petro-Canada or any travel provider!
How many points can I earn with my purchases at American Express® Gold Rewards Card?
You can earn 1 point per dollar on all purchases at American Express® Gold Rewards Card. And 2 points per dollar on grocery, gas, drugstore and travel purchases.
How can I use the Membership Rewards points earned with my American Express® Gold Rewards Card?
Membership Rewards points from your American Express® Gold Rewards Card can be used for travel, transferred to airline partners such as Aeroplan or Avios, or to hotel partners such as Marriott Bonvoy and Hilton Honors. They can also be used for everyday purchases charged to the Card.
What travel benefits does American Express® Gold Rewards Card offer in terms of air tickets and car rentals?
The American Express® Gold Rewards Card allows you to earn 2 points per dollar on eligible travel purchases, including flights and car rentals. Plus, you’ll receive a $100 annual travel credit and a $50 NEXUS credit.
How does travel credit work with American Express® Gold Rewards Card?
American Express® Gold Rewards Card offers an annual travel credit of C$100, applicable to all travel bookings of $100 or more made via American Express Online Travel Services, enriching your next vacation or trip.
What are the advantages of airport lounges with American Express® Gold Rewards Card?
American Express® Gold Rewards Card offers free Priority PassTM membership and four annual visits at no extra charge to the Plaza Premium lounges in Canada, providing you with a place to relax and enjoy your travels.
How are points earned for grocery store and gas station purchases with American Express® Gold Rewards Card?
With the American Express® Gold Rewards Card, you earn 2 points per $1 spent at eligible grocery stores and gas stations in Canada, maximizing your Membership Rewards points on these everyday purchases.
How can I manage my Membership Rewards points and benefits at American Express® Gold Rewards Card?
You can manage your Membership Rewards points and benefits online at Americanexpress ca, where you can view your points balance, explore redemption options, and access exclusive offers and contract terms from your American Express® Gold Rewards Card.
Does American Express® Gold Rewards Card offer any advantages for purchases in the United States?
Although American Express® Gold Rewards Card offers 1 point per dollar spent on all your other purchases, including those made outside Canada, it is essential to consult the terms and conditions to understand the exchange rates and fees applicable to international purchases, including those in the United States.
Our experience has shown that shopping categories such as petrol stations, grocery stores and pharmacies also work in the USA or elsewhere in the world.
What travel and purchase insurance is included with American Express® Gold Rewards Card?
American Express® Gold Rewards Card offers various types of insurance for your travels and purchases, including travel accident insurance, and protection for your baggage and purchases. Insurance details and conditions are available in the information box on the card application.
How can I obtain an additional Gold Rewards Card and what are the fees?
You can get a free additional Gold Rewards Card worth $50 to help you earn points faster by adding an additional user to your account, subject to approval. Terms and conditions apply and can be found on the American Express Canada website.
How does NEXUS credit work with American Express® Gold Rewards Card?
American Express® Gold Rewards Card offers a C$50 statement credit when you charge your NEXUS membership or renewal fee to your Card, making it easier for you to travel between Canada and the United States.
Does American Express® Gold Rewards Card offer advantages for everyday purchases?
Yes, with the American Express® Gold Rewards Card, you earn 2 points per $1 spent in everyday categories like eligible grocery stores and pharmacies in Canada, and 1 point per $1 spent everywhere else.
What are the annual fees and interest rates for American Express® Gold Rewards Card?
American Express® Gold Rewards Card has annual fees and interest rates applicable to purchases and cash advances, which are detailed in the information box on the card application and on the American Express Canada website.
How can I use the C$100 annual travel credit at American Express® Gold Rewards Card?
The $100 annual travel credit can be used once a year for any travel reservation of $100 or more charged to your Gold Rewards Card and made through American Express Online Travel Services.
What are the advantages of Priority Pass membership with American Express® Gold Rewards Card?
Free Priority PassTM membership with American Express® Gold Rewards Card gives you access to one of the world’s largest networks of independent airport lounges, providing a comfortable space for your travels. Registration is required and an entrance fee applies.
How can I redeem my Membership Rewards points for rewards with American Express® Gold Rewards Card?
You can redeem your Membership Rewards points for travel, experiences, merchandise, or use them to cover purchases charged to your American Express® Gold Rewards Card. You can also transfer them to various partner loyalty programs.
Is American Express® Gold Rewards Card available in different colors?
Yes, the American Express® Gold Rewards Card is now available in gold or rose gold metal, allowing you to choose the one that best suits your style.
How can I take advantage of the Plaza Premium lounges at American Express® Gold Rewards Card?
American Express® Gold Rewards Card offers you four (4) free visits per calendar year to the Plaza Premium lounges in Canada, providing a place to relax during your travels. An entrance fee applies after the four visits at no extra charge.
How can I use my Membership Rewards points for eligible purchases at American Express® Gold Rewards Card?
You can use your Membership Rewards points to cover eligible purchases charged to your American Express® Gold Rewards Card by redeeming them for a statement credit, or transfer them to various frequent flyer and other loyalty programs.
How can I obtain detailed information on the terms and benefits of American Express® Gold Rewards Card?
Terms and conditions, benefits and detailed information about American Express® Gold Rewards Card can be found in the information box on the card application and on the official American Express Canada website.
Why should I have American Express?
Having a American Express® Gold Rewards Card offers a multitude of advantages, such as the accumulation of Membership Rewards points on purchases, travel credits and exclusive offers. Points can be redeemed for travel and experiences or used for everyday purchases. What’s more, various insurance policies and access to airport lounges can enhance your travel experience.
How do I get American Express Gold Card?
To obtain American Express® Gold Rewards Card, you can visit the American Express Canada website and fill out an online request via Milesopedia. You will need to provide certain personal and financial information for your application to be assessed. Approval is subject to a credit check and other eligibility criteria stipulated by Amex Bank of Canada.
Which is the best Amex card?
The « best » Amex card depends on your needs and spending habits. The American Express® Gold Rewards Card is an excellent choice for those who travel frequently and spend a lot in categories such as grocery stores and gas stations, thanks to its high points accumulation rates and travel benefits. However, American Express offers a variety of cards with different benefits, so be sure to compare options to find the one that’s right for you.
What are the advantages of the American Express Gold card?
The American Express® Gold Rewards Card offers numerous benefits, including a welcome bonus of up to 110,000 Membership Rewards points, a $100 annual travel credit, and a $50 NEXUS credit. You also earn points for every dollar you spend in specific categories, such as travel, grocery and drug stores. Other benefits include access to Priority Pass and Plaza Premium lounges, as well as various travel and purchase insurances.
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