Marriott Bonvoy® Business American Express®* Card
on American Express Canada's website
Pros
- ✓Welcome Bonus: 80,000 points
- ✓Up to 3x on Travel
- ✓Purchase protection included
Cons
- ✗High annual fee ($150/yr)
- ✗Foreign Transaction Fee (2.5%)
- ✗No airport lounge access despite fee
Our Review
The Marriott Bonvoy® Business American Express®* Card is the best credit card for the self-employed, professionals and small business owners who travel.
With this welcome offer, you can get up to 80,000 Marriott Bonvoy points:
- Get 70,000 points after charging a total of $5,000 to your Card in your first 3 months of Cardmembership.
- Plus, earn 10,000 points when you spend $1,000 on your Card in your 13th month of Cardmembership
It’s a card we recommend you keep, because each year at renewal, you’ll get an Annual Free Night Award for up to 35,000 points, plus 15 Elite nights per year, counting towards your Marriott Bonvoy Elite status.
With this Card, you earn 5 points per dollar for all your spending at Marriott Bonvoy establishments, and you can earn 3 points per dollar for :
- Gas
- Dining
- Travel
And 2 points per dollar on all other purchases.
Like all American Express Canada Cards, there is no minimum income requirement.
Rewards
All Spending
2x
Marriott Bonvoy pts per dollar
Travel
3x
Gas
3x
Restaurants
3x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
55,200
Marriott Bonvoy/yr
Estimated Value
$497
After Fees
+$347
1st Year Value
$1,067
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Delayed Baggage
Up to $500
Lost Baggage
Up to $500
Flight Delay
Up to $500
Hotel Burglary
Up to $500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $85,000 / 48 days
Interest Rates
- Purchase Rate21.99%
- Cash Advance21.99%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
Earn up to 80,000 bonus Marriott Bonvoy® points
- New Marriott BonvoyMD Business American ExpressMD* Cardmembers can receive up to 70,000 Marriott BonvoyMD bonus points after spending $5,000 on their Card within the first 3 months of Cardmembership.
- Plus, earn 10,000 points when you spend $1,000 on your Card in your 13th month of Cardmembership
Earn Marriott Bonvoy points that you can redeem in a variety of ways:
- Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.
- Earn 3 points for every $1 spent on eligible gas, dining and travel after your welcome offer ends, or the cap is reached.
- Earn 2 points for every $1 spent on everything else
- Redeem points for free nights with no blackout dates at over 7,000 of some of the world’s most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world’s leading airlines
Make the most out of a full suite of business management tools that give you more control over your business – anytime and anywhere.
- Leverage your cash flow with the option of carrying a balance or paying in full each month
- Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.
Experience the exclusive benefits of the Marriott Bonvoy® Business American Express®* Card:
- Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
- Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
- Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
FAQ
Where can you use your Marriott Bonvoy® Business American Express®* Card in Quebec or Canada?
You can use your Marriott Bonvoy® Business American Express®* Card at grocery stores like Métro, Super C, Safeway, Whole Foods, your Couche-tard or 7Eleven convenience store, your favourite gas station like Esso, Shell, Petro-Canada or any travel provider!
How do I earn Marriott Bonvoy points with this card?
5 points per dollar at Marriott Bonvoy hotels, 3 points for gas, dining and travel, and 2 points for other purchases.
What are Marriott Bonvoy points good for?
Redeem points for free hotel nights and flights on various carriers.
What business management tools are available?
Tools for tracking employee spending and maximizing points.
What annual benefits does the card offer?
One free night award per year after the anniversary date, 15 Elite night credits per year.
How do I get Marriott Bonvoy Elite status?
With the card, you automatically obtain Silver Elite status, with the possibility of upgrading to Gold Elite status under specific conditions.
What are the card annual fees?
$150 annually, with additional charges for supplementary cards.
Legal
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, we may receive compensation from American Express, which can be in the form of monetary payment.
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 American Express Canada. All trademarks are property of their respective owners.