- Annual fee
- $120
- Our valuation
- $990Milesopedia first-year estimate First-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- Welcome offer
- Up to 110,000 points
Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Ends Sep 22, 2026
on American Express's website
Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
- Features
- Issuer
- Amex
- Loyalty Program
- Marriott Bonvoy
- Fees and terms
- Annual Fee
- $120/yr
- Additional card
- $0
- Min. annual income
- —
- Household income
- $0+
- Interest rates
- Purchases
- 21.99 %
- Cash advance
- 21.99 %
- Foreign transaction fee
- 2.5 %
Issuer terms
Earn up to 110,000 bonus Marriott Bonvoy® points
- New Marriott Bonvoy® American Express®* Cardmembers can earn 80,000 bonus Marriott Bonvoy® points after you spend $6,000 on your Card in your first 6 months of Cardmembership
- Plus, earn 30,000 Points by making a purchase during your 15th month of Cardmembership.
- Offer ends September 22, 2026.
Card features
- Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®
- Earn 2 points for every $1 in all other Card purchases
- Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
- No annual fee on Additional Cards.
- Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels
- Automatic Marriott Bonvoy Silver Elite status membership.
- Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program.
- Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
Apply with confidence!
- See if you’ll be approved before you apply – with no impact to your credit score.*
- When applying for a new card, businesses will typically run a “hard check” of your credit report. A hard credit check can cause a temporary impact to your credit score.
- Unlike many lenders, for American Express’ personal cards, you can see if you will be approved before you apply without impacting your credit score
- A soft credit check is a check into your credit report initiated either by you or a company even if you didn’t apply for credit. It is primarily used to screen for pre-approval financing offers or for a background check
- Available for American Express personal cards, we’ll let you know your eligibility with no impact to your credit score, so you can submit your application with confidence.*
*Instant decisions are only available for Consumer (also known as Personal) Card applications.
- Rewards
- Rate
- Marriott Bonvoy hotels
- 5x
- Travel insurance
- Coverage
- Delayed Baggage
- $500
- Lost Baggage
- $500
- Flight Delay
- $500
- Hotel Burglary
- $500
- Travel Accident
- $500,000
- Purchase protection
- Coverage
- Purchase Protection
- 90 days
- Extended Warranty
- +1 year
- Auto Rental Collision (primary)
- $85,000 · 48 days
Pros
- Welcome bonus of up to 110,000 points
- 2x on groceries
- 2x at restaurants
Cons
- Fewer premium perks
The Marriott Bonvoy® American Express®* Card is the best credit card in Canada for free hotel nights.
New Cardmembers can earn up to 110,000 Marriott Bonvoy® points with the current offer:
- Earn 80,000 points after you spend $6,000 on your Card in your first 6 months of Cardmembership.
- Plus, earn 30,000 points by making a purchase during your 15th month of Cardmembership.
This offer ends on September 22, 2026. The annual fee is $120, and there is no annual fee on Additional Cards, so you can add a partner or a family member at no extra cost…













