Best TD Credit Cards in Canada - September 2026

Earn up to $1,400 in value^†, including up to 160,000 TD Rewards Points, receive an Annual Fee rebate for the first year^† and additional travel benefits. Conditions Apply.

• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†
• Earn 140,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening^†
• Get an Annual Fee Rebate for the first year^†
• Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD.
• Earn a Birthday Bonus of up to 10,000 TD Rewards points^†.
• Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

To receive the first-year Annual Fee Rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee Rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Up to $1,550 in value^† including up to 50,000 Aeroplan points^† could be yours.
Plus, receive an Annual Fee rebate for the first year^† and additional travel benefits. Conditions Apply.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
• Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening^†.
• Plus, earn a one-time anniversary bonus of 25,000 Aeroplan points when you spend $12,000 within 12 months of Account opening^†
• Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD per eligible cardholder)^†.
• Share free first checked bags for you and up to 8 travel companions^†.
• Get an Annual Fee Rebate for the first year^†

To receive the first-year Annual Fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year Annual Fee rebate, you must add your first Additional Cardholder while this offer is in effect.

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Up to $3,300 in value^† including up to 100,000 Aeroplan points^† and additional travel benefits could be yours. Conditions Apply.

• Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card^†
• Earn an additional 30,000 Aeroplan points when you spend $12,000 within 180 days of Account opening^†
• Plus, earn a one-time anniversary bonus of 50,000 Aeroplan points when you spend $24,000 within 12 months of Account opening^†

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Additional Travel Benefits:

• Apply for the NEXUS program membership and once every 48 months get a partial application fee rebate (up to $100 CAD per eligible cardholder)^†.
• Share free first checked bags for you and up to 8 travel companions^† and get unlimited access to Maple Leaf Lounges^† including complimentary access for one guest.
• Plus, cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program^†

Earn up to $600 in total value^†, which includes 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^† and receive an Annual Fee rebate for the first year^†. Conditions Apply.

• Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been made^†.
• Receive 24/7 Roadside Assistance with Free Deluxe TD Auto Club membership^†.
• Get an Annual Fee Rebate for the first year^†.

To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year Annual Fee rebate, you must add your first Additional Cardholder while the offer is in effect.

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

• Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit Purchases^†.
• Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†.
• Earn 1% in Cash Back Dollars on all other Purchases^†.
• Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please – the choice is yours^†!
• Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply.

Up to $500 in value^†, including up to 20,000 Aeroplan points^† could be yours and receive an Annual Fee rebate for the first year^†. Conditions Apply.

• Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card^†
• Earn an additional 10,000 Aeroplan points when you spend $1,500 within 90 days of Account opening^†
• Get an Annual Fee rebate for the first year^†

To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

• Earn 1 point^† for every $1 spent on eligible gas, grocery and direct through Air Canada^® purchases (including Air Canada Vacations^®) made with your card
• Earn 1 point^† for every $1.50 spent on all other eligible purchases^† made with your Card
• Earn points twice^†when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore (www.aeroplan.com/estore).
• Your Aeroplan Points do not expire as long as you are a TD^® Aeroplan^® Visa Platinum* Cardholder
• Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply.

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^† and receive an Annual Fee rebate for the first year^†. Conditions apply.

• Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card^†.
• 35,000 TD Rewards Points when you spend $3,000 within 180 days of Account opening^†.
• Get an Annual Fee rebate for the first year^†

To receive the first-year Annual Fee Rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee Rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Earn TD Reward Points on all the things you normally do, whether you use your Card for groceries, dining, paying bills streaming services or booking travel. The rewards will add up quickly so you can enhance your everyday experiences and enjoy a wide variety of rewards.

• Earn 6 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†.
• Earn 4.5 TD Rewards Points for every $1 you spend on Groceries, Dining, and Public Transit^†.
• Earn 3 TD Rewards Points for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
• Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.
• Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions Apply.

Earn a value of $50^† in TD Rewards Points^† to use on eligible Amazon.ca purchases, with no Annual Fee. Conditions Apply.

Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.

• 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†
• 0.5% in Cash Back Dollars on all other Purchases made with your Card^†
• No Annual Fee
• Redeem your Cash Back Dollars once you reach a $25 balance to help pay down your account balance^†

• Eliminate credit card foreign currency conversion rates and fees when making purchases or paying for bills in U.S. Dollars
• Enjoy Chip & PIN security and Visa PayWave* contactless payment convenience
• Travel and shop with a suite of insurance coverages
• Enjoy all the benefits of your TD U.S. Dollar Visa* Card using Apple Pay. It’s the easy, secure, and private way to pay

Get a 0% promotional interest rate on Purchases for the first 6 months^† from Account opening and receive an Annual Fee rebate for the first year^†. Conditions Apply.

The Annual Fee Rebate applies only for the first year for the Primary Cardholder. To receive the first-year Annual Fee Rebate for the Primary Cardholder, you must apply for, activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.