Ratesopedia
Best for: 1st Yr Fee Rebate
TD Aeroplan Visa Infinite Card
4.8Ratesopedia rating

The TD Aeroplan Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 40,000 points. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,330.

Best of Month1st Yr Fee Rebate
Annual Fee
$139 $0
Rewards rate
1x

Aeroplan

Welcome Bonus
40,000 points
1st Year Value
$1,330

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 40,000 points
  • Estimated 1st-year value of $1,330

Cons

  • Requires good credit
Best for: 1st Yr Fee Rebate
TD First Class Travel Visa Infinite Card
5.0Ratesopedia rating

The TD First Class Travel Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of 146,000 points. You earn 6x on groceries and 6x at restaurants. Estimated first-year value is $1,210.

Best of Month1st Yr Fee Rebate
Annual Fee
$139 $0
Rewards rate
2x

TD Rewards

Welcome Bonus
146,000 points
1st Year Value
$1,210

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 146,000 points
  • 6x on groceries
  • 6x at restaurants

Cons

  • Requires good credit
Best for: 1st Yr Fee Rebate
TD Cash Back Visa Infinite Card
4.3Ratesopedia rating

The TD Cash Back Visa Infinite Card offers a first year annual fee rebate (regular fee $139/yr). It comes with a welcome bonus of $350. You earn 3x on groceries and 1x at restaurants. Estimated first-year value is $918.

Best of Month1st Yr Fee Rebate
Annual Fee
$139 $0
Rewards rate
1x

Cash Back

Welcome Bonus
$350
1st Year Value
$918

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of $350
  • 3x on groceries
  • Estimated 1st-year value of $918

Cons

  • Requires good credit
Best for: 1st Yr Fee Rebate
TD Aeroplan Visa Platinum Credit Card
4.3Ratesopedia rating

The TD Aeroplan Visa Platinum Credit Card offers a first year annual fee rebate (regular fee $89/yr). It comes with a welcome bonus of 20,000 points. You earn 1x on groceries and 0.67x at restaurants. Estimated first-year value is $755.

Best of Month1st Yr Fee Rebate
Annual Fee
$89 $0
Rewards rate
0.67x

Aeroplan

Welcome Bonus
20,000 points
1st Year Value
$755

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 20,000 points
  • Estimated 1st-year value of $755

Cons

  • Fewer premium perks
Best for: 1st Yr Fee Rebate
TD Platinum Travel Visa Card
4.3Ratesopedia rating

The TD Platinum Travel Visa Card offers a first year annual fee rebate (regular fee $89/yr). It comes with a welcome bonus of 50,000 points. You earn 4.5x on groceries and 4.5x at restaurants. Estimated first-year value is $610.

Best of Month1st Yr Fee Rebate
Annual Fee
$89 $0
Rewards rate
1.5x

TD Rewards

Welcome Bonus
50,000 points
1st Year Value
$610

Pros

  • First Year Annual Fee Rebate
  • Welcome bonus of 50,000 points
  • 4.5x on groceries
  • 4.5x at restaurants

Cons

  • Fewer premium perks
Best for: No annual fee
TD Rewards Visa Card
3.8Ratesopedia rating

The TD Rewards Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 30,310 points. You earn 3x on groceries and 3x at restaurants. Estimated first-year value is $392.

Best of Month
Annual Fee
$0
Rewards rate
1x

TD Rewards

Welcome Bonus
30,310 points
1st Year Value
$392

Pros

  • No annual fee
  • Welcome bonus of 30,310 points
  • 3x on groceries
  • 3x at restaurants

Cons

  • Fewer premium perks
Best for: No annual fee
TD Cash Back Visa Card
3.8Ratesopedia rating

The TD Cash Back Visa Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of $100. You earn 1x on groceries and 0.5x at restaurants. Estimated first-year value is $306.

Annual Fee
$0
Rewards rate
0.5x

Cash Back

Welcome Bonus
$100
1st Year Value
$306

Pros

  • No annual fee
  • Welcome bonus of $100
  • Estimated 1st-year value of $306

Cons

  • Fewer premium perks
Best for: Overall value
TD Low Rate Visa Credit Card
3.0Ratesopedia rating

You earn 0x on groceries and 0x at restaurants.

Best of Month
Annual Fee
$25
Rewards rate
0x
Welcome Bonus
โ€”
1st Year Value
โ€”

Pros

  • Simple and straightforward

Cons

  • No welcome bonus
  • Modest reward rates
Best for: Overall value
TD U.S. Dollar Visa Card
3.0Ratesopedia rating

You earn 0x on groceries and 0x at restaurants. Estimated first-year value is $-39.

Annual Fee
$39
Rewards rate
0x

Cash Back

Welcome Bonus
โ€”
1st Year Value
$-39

Pros

  • Simple and straightforward

Cons

  • No welcome bonus
  • Modest reward rates

Complete Guide

Best TD Credit Cards in Canada

Compare all TD credit cards. Aeroplan, Cash Back, First Class Travel, and Rewards cards reviewed and ranked.

TD Credit Card Lineup

TD Bank offers around 10 credit cards focused on Aeroplan, cash back, and their proprietary TD Rewards program. TD is the primary banking partner for Aeroplan, offering some of the best co-branded Aeroplan earn rates available.

TD Aeroplan Cards

The TD Aeroplan Visa Infinite is one of the most popular travel cards in Canada, earning Aeroplan points on every purchase with strong insurance benefits. The Visa Infinite Privilege version adds lounge access and higher earn rates.

Cash Back & Rewards

TDโ€™s Cash Back cards offer straightforward returns, while the TD First Class Travel Visa Infinite lets you redeem flexible points through Expedia for TD.

10

Cards analyzed

Jun 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

๐Ÿ“ŠReal data
๐Ÿ”„Updated regularly
โš–๏ธUnbiased review
๐ŸŽฏTransparent criteria

FAQ

Frequently Asked Questions

1What is the best TD credit card?

The TD Aeroplan Visa Infinite is the top choice for Aeroplan collectors. For cash back, the TD Cash Back Visa Infinite offers up to 3% on groceries and gas.

2How do TD Rewards points work?

TD Rewards points are redeemed through Expedia for TD for travel bookings, or for merchandise, gift cards, and statement credits.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.