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Ranking · Updated May 2026

Best TD Credit Cards in Canada

Compare all TD credit cards. Aeroplan, Cash Back, First Class Travel, and Rewards cards reviewed and ranked.

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Best for: First year free

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TD First Class Travel® Visa Infinite* Card

5.0Ratesopedia rating

The TD First Class Travel® Visa Infinite* Card offers the first year free (regular fee $139/yr). It comes with a welcome bonus of 165,000 pts. You earn 6x on groceries and 6x at restaurants. Estimated first-year value is $1,634.

Best of Month1st Year FreeVisa

Annual Fee

$139 $0

Rewards rate

TD Rewards

Welcome Bonus

165,000 pts

1st Year Value

$1,634

Pros

First year free
Welcome bonus of 165,000 pts
6x on groceries
6x at restaurants

Cons

Requires good credit

Complete Guide

Best TD Credit Cards in Canada

Compare all TD credit cards. Aeroplan, Cash Back, First Class Travel, and Rewards cards reviewed and ranked.

TD Credit Card Lineup

TD Bank offers around 10 credit cards focused on Aeroplan, cash back, and their proprietary TD Rewards program. TD is the primary banking partner for Aeroplan, offering some of the best co-branded Aeroplan earn rates available.

TD Aeroplan Cards

The TD Aeroplan Visa Infinite is one of the most popular travel cards in Canada, earning Aeroplan points on every purchase with strong insurance benefits. The Visa Infinite Privilege version adds lounge access and higher earn rates.

Cash Back & Rewards

TD’s Cash Back cards offer straightforward returns, while the TD First Class Travel Visa Infinite lets you redeem flexible points through Expedia for TD.

Cards analyzed

May 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data

🔄Updated regularly

⚖️Unbiased review

🎯Transparent criteria

FAQ

Frequently Asked Questions

1What is the best TD credit card?

The TD Aeroplan Visa Infinite is the top choice for Aeroplan collectors. For cash back, the TD Cash Back Visa Infinite offers up to 3% on groceries and gas.

2How do TD Rewards points work?

TD Rewards points are redeemed through Expedia for TD for travel bookings, or for merchandise, gift cards, and statement credits.

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Best TD Credit Cards in Canada

Pros

Cons

Best TD Credit Cards in Canada

TD Credit Card Lineup

TD Aeroplan Cards

Cash Back & Rewards

Methodology

Frequently Asked Questions

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