Ratesopedia
Ranking · Updated May 2026

Best CIBC Credit Cards in Canada

Compare all CIBC credit cards. Aventura, Aeroplan, Dividend, and Costco cards reviewed and ranked.

19
cards
Best for: Aeroplan travel
CIBC® Aeroplan® Visa Infinite Privilege* Card
CIBC® Aeroplan® Visa Infinite Privilege* Card
5.0Ratesopedia rating

It comes with a welcome bonus of 100,000 pts. You earn 1.5x on groceries and 1.25x at restaurants. Estimated first-year value is $2,283.

Visa

Annual Fee

$599

Rewards rate

1.25x

Aeroplan

Welcome Bonus

100,000 pts

1st Year Value

$2,283

Pros

  • Welcome bonus of 100,000 pts
  • Estimated 1st-year value of $2,283

Cons

  • High annual fee ($599)
  • Requires good credit
Best for: Aeroplan travel
CIBC Aeroplan® Visa* Business Card
CIBC Aeroplan® Visa* Business Card
5.0Ratesopedia rating

It comes with a welcome bonus of 75,000 pts. You earn 1x on groceries and 1.5x at restaurants. Estimated first-year value is $2,215.

Visa

Annual Fee

$180

Rewards rate

1x

Aeroplan

Welcome Bonus

75,000 pts

1st Year Value

$2,215

Pros

  • Welcome bonus of 75,000 pts
  • Estimated 1st-year value of $2,215

Cons

  • High annual fee ($180)
  • Requires good credit
Best for: Aeroplan travel
CIBC Aeroplan® Visa Infinite* Card
CIBC Aeroplan® Visa Infinite* Card
4.7Ratesopedia rating

It comes with a welcome bonus of 45,000 pts. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,603.

Visa

Annual Fee

$139

Rewards rate

1x

Aeroplan

Welcome Bonus

45,000 pts

1st Year Value

$1,603

Pros

  • Welcome bonus of 45,000 pts
  • Estimated 1st-year value of $1,603

Cons

  • Requires good credit
Best for: Travel rewards
CIBC Aventura® Visa Infinite* Card
CIBC Aventura® Visa Infinite* Card
4.7Ratesopedia rating

It comes with a welcome bonus of 45,000 pts. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,177.

Best of MonthVisa

Annual Fee

$139

Rewards rate

1x

Cibc Aventura

Welcome Bonus

45,000 pts

1st Year Value

$1,177

Pros

  • Welcome bonus of 45,000 pts
  • Estimated 1st-year value of $1,177

Cons

  • Requires good credit
Best for: Travel rewards
CIBC Aventura® Gold Visa* Card
CIBC Aventura® Gold Visa* Card
4.7Ratesopedia rating

It comes with a welcome bonus of 45,000 pts. You earn 1.5x on groceries and 1x at restaurants. Estimated first-year value is $1,177.

Best of MonthVisa

Annual Fee

$139

Rewards rate

1x

Cibc Aventura

Welcome Bonus

45,000 pts

1st Year Value

$1,177

Pros

  • Welcome bonus of 45,000 pts
  • Estimated 1st-year value of $1,177

Cons

  • Requires good credit
Best for: Travel rewards
CIBC Aventura® Visa Infinite Privilege* card
CIBC Aventura® Visa Infinite Privilege* card
4.8Ratesopedia rating

It comes with a welcome bonus of 80,000 pts. You earn 1.25x on groceries and 1.25x at restaurants. Estimated first-year value is $1,061.

Visa

Annual Fee

$499

Rewards rate

1.25x

Cibc Aventura

Welcome Bonus

80,000 pts

1st Year Value

$1,061

Pros

  • Welcome bonus of 80,000 pts
  • Estimated 1st-year value of $1,061

Cons

  • High annual fee ($499)
  • Requires good credit
Best for: Travel rewards
CIBC Aventura® Visa* Card for Business
CIBC Aventura® Visa* Card for Business
5.0Ratesopedia rating

It comes with a welcome bonus of 75,000 pts. You earn 1x on groceries and 1x at restaurants. Estimated first-year value is $1,018.

Visa

Annual Fee

$180

Rewards rate

1x

Cibc Aventura

Welcome Bonus

75,000 pts

1st Year Value

$1,018

Pros

  • Welcome bonus of 75,000 pts
  • Estimated 1st-year value of $1,018

Cons

  • High annual fee ($180)
  • Requires good credit
Best for: Cash back
CIBC Dividend® Visa Infinite* Card
CIBC Dividend® Visa Infinite* Card
4.2Ratesopedia rating

It comes with a welcome bonus of 300 pts. You earn 4x on groceries and 2x at restaurants. Estimated first-year value is $931.

Best of MonthVisa

Annual Fee

$120

Rewards rate

1x

Cashback

Welcome Bonus

300 pts

1st Year Value

$931

Pros

  • Welcome bonus of 300 pts
  • 4x on groceries
  • 2x at restaurants
  • Estimated 1st-year value of $931

Cons

  • Requires good credit
Best for: Cash back
CIBC Dividend Platinum® Visa* Card
CIBC Dividend Platinum® Visa* Card
4.2Ratesopedia rating

It comes with a welcome bonus of 300 pts. You earn 3x on groceries and 2x at restaurants. Estimated first-year value is $862.

Best of MonthVisa

Annual Fee

$99

Rewards rate

1x

Cashback

Welcome Bonus

300 pts

1st Year Value

$862

Pros

  • Welcome bonus of 300 pts
  • 3x on groceries
  • 2x at restaurants
  • Estimated 1st-year value of $862

Cons

  • Requires good credit
Best for: No annual fee
CIBC Aeroplan® Visa* Card
CIBC Aeroplan® Visa* Card
4.3Ratesopedia rating

The CIBC Aeroplan® Visa* Card has no annual fee, making it risk-free to hold. It comes with a welcome bonus of 10,000 pts. You earn 1x on groceries and 0.67x at restaurants. Estimated first-year value is $577.

Visa

Annual Fee

$0

Rewards rate

0.67x

Aeroplan

Welcome Bonus

10,000 pts

1st Year Value

$577

Pros

  • No annual fee
  • Welcome bonus of 10,000 pts
  • Estimated 1st-year value of $577

Cons

  • Requires good credit

Complete Guide

Best CIBC Credit Cards in Canada

Compare all CIBC credit cards. Aventura, Aeroplan, Dividend, and Costco cards reviewed and ranked.

CIBC Credit Card Lineup

CIBC offers a diverse range of credit cards including their proprietary Aventura travel program, Aeroplan co-branded cards, Dividend cash back cards, and the exclusive Costco Mastercard. With nearly 20 options, there’s a CIBC card for every spending style.

Aventura & Aeroplan

CIBC Aventura points are flexible and can be redeemed for any travel through the CIBC Rewards Centre. Their Aeroplan cards are among the best co-branded Aeroplan options, with strong earn rates and competitive annual fees.

Cash Back & Costco

The CIBC Dividend cards offer straightforward cash back, while the CIBC Costco Mastercard is the only credit card accepted at Costco warehouses in Canada, earning up to 3% back.

19

Cards analyzed

May 2026

Last updated

100%

Independent

Methodology

Our team evaluates credit cards based on overall consumer value: rewards earning rates, annual fees, welcome bonuses, insurance coverage, and additional perks. Cards are ranked by estimated first-year value. We update our picks monthly.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

FAQ

Frequently Asked Questions

1What is the best CIBC credit card?

The CIBC Aventura Visa Infinite is excellent for flexible travel rewards. For Aeroplan collectors, the CIBC Aeroplan Visa Infinite offers strong earn rates.

2Is the CIBC Costco Mastercard worth it?

If you shop at Costco regularly, yes. It’s the only credit card accepted in-store and offers up to 3% back on restaurants and 2% on Costco purchases with no annual fee.

Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.