Ratesopedia

Pros

  • Welcome Bonus: 80,000 points
  • Airport lounge access
  • Purchase protection included
  • Travel medical insurance included

Cons

  • High annual fee ($499/yr)
  • Foreign Transaction Fee (2.5%)

Rewards

All Spending

1.25x

CIBC Aventura pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

1.2¢/ point
0.60¢3.6¢
Groceries1.25x
$400/month
Restaurants1.25x
$160/month
Gas1.25x
$300/month
Recurring1.25x
$300/month
All other spending1.25x
$700/month

Points Earned

27,900

CIBC Aventura/yr

Estimated Value

$335

After Fees

$-164

1st Year Value

$796

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 1.25x6,000 pts
Restaurants$1,920/yr × 1.25x2,400 pts
Gas$3,600/yr × 1.25x4,500 pts
Recurring$3,600/yr × 1.25x4,500 pts
All other spending$8,400/yr × 1.25x10,500 pts
Total annual spend$22,320
Monthly spend$1,860
Average earn rate1.25x
Total points earned27,900 pts

Travel Insurance

Travel Medical

Up to $5,000,000 / 31 days

Trip Cancellation

Up to $2,500

Trip Interruption

Up to $5,000

Delayed Baggage

Up to $500

Flight Delay

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+2 year(s)

Mobile Device

Up to $1,500

Auto Rental

Up to $85,000 / 48 days

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Perks & Benefits

Airport Lounge

6 visits/year

Concierge Service

24/7

NEXUS Credit

Eligibility

Personal Income

$150,000

Household Income

$200,000

Terms & Conditions

Card Features

Get a total of up to 80,000 Aventura Points (up to $1,600 in travel value) during your first year:

  • 25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods
  • 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods.
  • 30,000 Aventura Points as an additional anniversary bonus
  • Elevate your airport experience with 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program2: up to $370 value
  • Get a $200 annual Travel Credit
  • Plus, get 2 NEXUSTM Application Fee rebates: a $320 value.

FAQ

What are Aventura credit cards?
How to redeem Aventura points?

You can use Aventura points in many ways:

  • for travel (flights, car rentals, hotel stays, etc.)
  • for products
  • for gift cards

Please read our guide about the CIBC Aventura program.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.