CIBC

CIBC Aventura® Visa* Card for Business

VisaCibc Aventura

Compare

on CIBC's website

Annual Fee

$180

Welcome Bonus

75,000 pts

Bonus Value

—

Estimated value

1st Year Value

$1,018

✓

Pros

✓Welcome Bonus: 75,000 pts
✓Purchase protection included
✓Travel medical insurance included

✗

Cons

✗High annual fee ($180/yr)
✗Foreign Transaction Fee (2.5%)
✗No airport lounge access despite fee

Our Review

Get up to 70,000 Aventura points (a value of up to $1,600 for your travels^†):

A welcome bonus of 20,000 Aventura points when you make your first purchase.^†
An additional bonus of 10,000 Aventura points when you make your first purchase within the first 4 monthly statements^†
40,000 Aventura points when total spending of $35,000 or more is charged to the account within the first 12 statements^†

Plus, get a one-time annual fee rebate for the primary cardholder (up to $180) and three authorized users ($50 each): a benefit valued at up to $330^†

Rewards

All Spending

Cibc Aventura pts per dollar

Travel

1.5x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Travel1.5x

$140/month

Groceries1x

$400/month

Restaurants1x

$160/month

Gas1x

$300/month

Telecom1x

$300/month

All other spending1x

$700/month

Points Earned

24,840

Cibc Aventura/yr

Estimated Value

$248

After Fees

+$68

1st Year Value

$68

incl. welcome bonus

Annual rewards breakdown

Travel$1,680/yr × 1.5x

2,520 pts

Groceries$4,800/yr × 1x

4,800 pts

Restaurants$1,920/yr × 1x

1,920 pts

Gas$3,600/yr × 1x

3,600 pts

Telecom$3,600/yr × 1x

3,600 pts

All other spending$8,400/yr × 1x

8,400 pts

Total annual spend$24,000

Monthly spend$2,000

Average earn rate1.04x

Total points earned24,840 pts

Travel Insurance

✓

Travel Medical

Up to $5,000,000 / 15 days

✓

Trip Cancellation

Up to $1,500

✓

Trip Interruption

Up to $2,000

✓

Delayed Baggage

Up to $500

✓

Lost Baggage

Up to $500

✓

Flight Delay

Up to $500

✓

Hotel Burglary

Up to $2,500

✓

Travel Accident

Up to $500,000

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

✓

Auto Rental

Up to $65,000 / 48 days

Interest Rates

Purchase Rate

21.99%

Cash Advance

21.99%

Foreign Transaction Fee

2.5%

Eligibility

Personal Income

$35,000

Household Income

$35,000

Terms & Conditions

Card Features

Get up to 70,000 Aventura points (a value of up to $1,600 for your travels^†):

A welcome bonus of 20,000 Aventura points when you make your first purchase.^†
An additional bonus of 10,000 Aventura points when you make your first purchase within the first 4 monthly statements^†
40,000 Aventura points when total spending of $35,000 or more is charged to the account within the first 12 statements^†

Plus, get a one-time annual fee rebate for the primary cardholder (up to $180) and three authorized users ($50 each): a benefit valued at up to $330^†

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.

Our Review

Get up to 70,000 Aventura points (a value of up to $1,600 for your travels^†):

A welcome bonus of 20,000 Aventura points when you make your first purchase.^†
An additional bonus of 10,000 Aventura points when you make your first purchase within the first 4 monthly statements^†
40,000 Aventura points when total spending of $35,000 or more is charged to the account within the first 12 statements^†

Plus, get a one-time annual fee rebate for the primary cardholder (up to $180) and three authorized users ($50 each): a benefit valued at up to $330^†

Terms & Conditions

Card Features

Get up to 70,000 Aventura points (a value of up to $1,600 for your travels^†):

A welcome bonus of 20,000 Aventura points when you make your first purchase.^†
An additional bonus of 10,000 Aventura points when you make your first purchase within the first 4 monthly statements^†
40,000 Aventura points when total spending of $35,000 or more is charged to the account within the first 12 statements^†

Plus, get a one-time annual fee rebate for the primary cardholder (up to $180) and three authorized users ($50 each): a benefit valued at up to $330^†