Ratesopedia

Pros

  • Welcome Bonus: 10,000 points
  • Purchase protection included
  • No annual fee

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

With the CIBC Aeroplan® Visa* Card for Students, get up to 10,000 Aeroplan points:

  • 2,500 points on first purchase
  • 2,500 Aeroplan points when you spend $1,500 or more during the first 4 monthly statements periods
  • 5,000 anniversary bonus points after $10,000 in purchases over 12 months

With the CIBC Aeroplan® Visa* Card for Students, you earn 1 point per dollar on gas, electric vehicle charging, groceries, and Air Canada purchases. For all other purchases, you will earn 1 point per $1.50 spent.

Rewards

All Spending

0.67x

Aeroplan pts per dollar

Gas

1x

Groceries

1x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

/ point
Gas1x
$300/month
Groceries1x
$400/month
Restaurants0.67x
$160/month
Recurring0.67x
$300/month
All other spending0.67x
$700/month

Points Earned

17,726

Aeroplan/yr

Estimated Value

$355

After Fees

+$355

1st Year Value

$555

incl. welcome bonus

Annual rewards breakdown

Gas$3,600/yr × 1x3,600 pts
Groceries$4,800/yr × 1x4,800 pts
Restaurants$1,920/yr × 0.67x1,286 pts
Recurring$3,600/yr × 0.67x2,412 pts
All other spending$8,400/yr × 0.67x5,628 pts
Total annual spend$22,320
Monthly spend$1,860
Average earn rate0.79x
Total points earned17,726 pts

Travel Insurance

Travel Accident

Up to $100,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

Earn up to 10,000 Aeroplan points in total (a value of up to $200 for your travel†):

  • 2,500 Aeroplan points the first time you pay for a purchase†
  • 2,500 Aeroplan points when you spend $1,500 or more during the first 4 monthly statements periods†
  • Earn an additional anniversary bonus of 5,000 Aeroplan points if you have at least $10,000 in net purchases charged to your account during the period covered by your first 12 monthly statements†

Related Cards

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.