Ratesopedia

Pros

  • First Year Annual Fee Rebate ($35 annual fee rebated)
  • Welcome Bonus: 2,500 points
  • Purchase protection included

Cons

  • Foreign Transaction Fee (2.5%)

Rewards

All Spending

0.5x

CIBC Aventura pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

1.2¢/ point
0.60¢3.6¢
Groceries0.5x
$400/month
Restaurants0.5x
$160/month
Gas0.5x
$300/month
Telecom0.5x
$300/month
All other spending0.5x
$700/month

Points Earned

11,160

CIBC Aventura/yr

Estimated Value

$134

After Fees

+$134

1st Year Value

$164

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 0.5x2,400 pts
Restaurants$1,920/yr × 0.5x960 pts
Gas$3,600/yr × 0.5x1,800 pts
Telecom$3,600/yr × 0.5x1,800 pts
All other spending$8,400/yr × 0.5x4,200 pts
Total annual spend$22,320
Monthly spend$1,860
Average earn rate0.5x
Total points earned11,160 pts

Travel Insurance

Travel Accident

Up to $100,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Eligibility

Personal Income

$15,000

Household Income

$15,000

Terms & Conditions

Card Features

  • Earn up to 2,500 Aventura Points and get an annual fee rebate for the first year
  • Get 500 Aventura Points for completing each of the activities below within 60 days of your CIBC Aventura® Visa* card account approval:
    • Share your email address with CIBC
    • Register for e-statements with your new Aventura Visa card;
    • Add an authorized user to your new Aventura Visa card;
    • Hold any eligible CIBC checking account;
    • Add your Aventura Visa card to Apple PayMD, Samsung Pay or Google PayMC.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.