CIBC

CIBC Aeroplan® Visa Infinite* Card

visa-infinite-enAeroplanFirst year free

Compare

on CIBC's website

Annual Fee

$0$139

First year free

Welcome Bonus

45,000 pts

Spend $12,000 in 12 mo

Bonus Value

—

Estimated value

1st Year Value

$1,603

✓

Pros

✓First year free ($139 annual fee waived)
✓Welcome Bonus: 45,000 pts
✓Purchase protection included
✓Travel medical insurance included

✗

Cons

✗Foreign Transaction Fee (2.5%)
✗No airport lounge access despite fee

Our Review

With the CIBC Aeroplan® Visa Infinite* Card, you can earn up to 45,000 Aeroplan points and a rebate on annual fees for the first year:

10,000 Aeroplan points the first time you make a purchase^†
10,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods^†
25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods^†
First-year annual fee waived for primary cardholder (instead of $139)^†
First-year annual fee waived for up to 3 additional cardholders (instead of $50 per card)^†
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for occasional Air Canada travellers.

Rewards

All Spending

Aeroplan pts per dollar

Gas

1.5x

Pharmacy

1.5x

Groceries

1.5x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Gas1.5x

$300/month

Pharmacy1.5x

$150/month

Groceries1.5x

$400/month

Restaurants1x

$160/month

Recurring1x

$300/month

All other spending1x

$700/month

Points Earned

29,220

Aeroplan/yr

Estimated Value

$292

After Fees

+$292

1st Year Value

$292

incl. welcome bonus

Annual rewards breakdown

Gas$3,600/yr × 1.5x

5,400 pts

Pharmacy$1,800/yr × 1.5x

2,700 pts

Groceries$4,800/yr × 1.5x

7,200 pts

Restaurants$1,920/yr × 1x

1,920 pts

Recurring$3,600/yr × 1x

3,600 pts

All other spending$8,400/yr × 1x

8,400 pts

Total annual spend$24,120

Monthly spend$2,010

Average earn rate1.21x

Total points earned29,220 pts

Travel Insurance

✓

Travel Medical

Up to $5,000,000 / 15 days

✓

Trip Cancellation

Up to $1,500

✓

Trip Interruption

Up to $2,000

✓

Delayed Baggage

Up to $500

✓

Lost Baggage

Up to $500

✓

Flight Delay

Up to $500

✓

Hotel Burglary

Up to $2,500

✓

Travel Accident

Up to $500,000

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

✓

Auto Rental

Up to $65,000 / 48 days

Interest Rates

Purchase Rate

21.99%

Cash Advance

22.99%

Foreign Transaction Fee

2.5%

Perks & Benefits

★

Concierge Service

24/7

Eligibility

Personal Income

$60,000

Household Income

$100,000

Terms & Conditions

Card Features

Get up to 45,000 Aeroplan points:
- 10,000 Aeroplan points the first time you make a purchase^†
- 10,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods^†
- 25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods^†
Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189^†

Legal

† Terms and conditions apply. The information for the CIBC Aeroplan® Visa Infinite* Card has been collected independently by Milesopedia. The card details on this page have not been reviewed or provided by the card issuer.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.

Our Review

With the CIBC Aeroplan® Visa Infinite* Card, you can earn up to 45,000 Aeroplan points and a rebate on annual fees for the first year:

10,000 Aeroplan points the first time you make a purchase^†
10,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods^†
25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods^†
First-year annual fee waived for primary cardholder (instead of $139)^†
First-year annual fee waived for up to 3 additional cardholders (instead of $50 per card)^†
Up to eight passengers travelling on the same reservation will all enjoy their first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight^†

It’s the best CIBC credit card for occasional Air Canada travellers.

Terms & Conditions

Card Features

Get up to 45,000 Aeroplan points:
- 10,000 Aeroplan points the first time you make a purchase^†
- 10,000 Aeroplan points when you spend $6,000 or more during the first 6 monthly statements periods^†
- 25,000 Aeroplan points as an additional anniversary bonus when you have at least $12,000 in net purchases posted on your account during the first 12 monthly statement periods^†
Enjoy free first-baggage check-in: a value of $140 for two travellers on each round-trip flight, assuming you fly Air Canada round-trip during the first year^†
Plus, get a one-time annual fee refund ($139) for you (the primary cardholder) and up to three authorized users ($50 each), a value of over $189^†