Pros & Cons
Pros
- +First Year Annual Fee Rebate ($149 annual fee rebated)
- +Welcome Bonus: 60,000 points
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
Our Review
The TD Aeroplan Visa* Business Card lets businesses accumulate Aeroplan points on everyday spending while enjoying Air Canada travel perks.
With the current welcome offer, you can earn up to 60,000 Aeroplan points:
- 10,000 Aeroplan points when the Primary Cardholder makes their first purchase
- 30,000 Aeroplan points when spending $15,000 within the first 180 days
- 20,000 Aeroplan points when spending $25,000 within the first 365 days
Plus, the annual fee is rebated for the first year for the Primary Cardholder and first two Additional Cardholders.
The card earns 2 points per $1 on Air Canada purchases, 1.5 points per $1 on travel, dining, EV charging and business services, and 1 point per $1 on all other purchases. It includes a free first checked bag (for up to 9 people on the same Air Canada reservation), lounge access (one pass per $10,000 of net purchases, up to four per year), a NEXUS fee rebate (up to $100 CAD every 48 months) and nine types of insurance.
Rewards
All Spending
1x
Aeroplan pts per dollar
Restaurants
1.5x
Telecom
1.5x
Travel
1.5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
33,600
Aeroplan/yr
Estimated Value
$672
After Fees
+$672
1st Year Value
$1,272
incl. welcome bonus
Annual rewards breakdown
- Earn 10,000 Aeroplan
- Earn 30,000 Aeroplan after $15,000 in purchases within the first 180 days, spend $35/mo more
- Earn 20,000 Aeroplan after $25,000 in purchases within the first 365 days
First-year advantages
- $149
Travel Insurance
Travel medical (under 55)
Included
Travel medical (55-64)
Included
Delayed Baggage
Included
Lost Baggage
Included
Flight Delay
Included
Hotel Burglary
Included
Travel Accident
Included
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Included
Fees and interest rates
- Annual Fee$149
First Year Annual Fee Rebate
- Additional card fee$49
First Year Annual Fee Rebate
- Foreign currency conversion fee2.5%
- Purchase Rate14.99%
- Cash advance rate22.99%
Terms & Conditions
Card Features
Earn up to 60,000 Aeroplan points:
- 10,000 Aeroplan points when the Primary Cardholder makes their first purchase
- 30,000 Aeroplan points when the Primary Cardholder spends $15,000 within 180 days of account opening
- 20,000 Aeroplan points when the Primary Cardholder spends $25,000 within 365 days of account opening
- First-year Annual Fee Rebate for the Primary Cardholder and first two Additional Cardholders
Account must be approved, open and in good standing. Offer may be changed, withdrawn or extended at any time. Offer effective as of March 2, 2026.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD. All trademarks are property of their respective owners.