CIBC

CIBC Aeroplan® Visa* Card

visa-platinumAeroplan

Compare

on CIBC's website

Annual Fee

Welcome Bonus

10,000 pts

Spend $10,000 in 12 mo

Bonus Value

—

Estimated value

1st Year Value

$577

✓

Pros

✓Welcome Bonus: 10,000 pts
✓Purchase protection included
✓No annual fee

✗

Cons

✗Foreign Transaction Fee (2.5%)

Our Review

With the CIBC Aeroplan® Visa* Card, earn up to 10,000 Aeroplan points:

2,500 points on first purchase
2,500 Aeroplan points when you spend $1,500 or more during the first 4 monthly statements periods
5,000 anniversary bonus points after $10,000 in purchases over 12 months

With the CIBC Aeroplan® Visa* Card, you earn 1 point per dollar on gas, electric vehicle recharges, groceries and Air Canada purchases. For all other purchases, you’ll earn 1 point for every $1.5 spent.

Rewards

All Spending

0.67x

Aeroplan pts per dollar

Gas

Groceries

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Gas1x

$300/month

Groceries1x

$400/month

Restaurants0.67x

$160/month

Recurring0.67x

$300/month

All other spending0.67x

$700/month

Points Earned

17,726

Aeroplan/yr

Estimated Value

$177

After Fees

+$177

1st Year Value

$177

incl. welcome bonus

Annual rewards breakdown

Gas$3,600/yr × 1x

3,600 pts

Groceries$4,800/yr × 1x

4,800 pts

Restaurants$1,920/yr × 0.67x

1,286 pts

Recurring$3,600/yr × 0.67x

2,412 pts

All other spending$8,400/yr × 0.67x

5,628 pts

Total annual spend$22,320

Monthly spend$1,860

Average earn rate0.79x

Total points earned17,726 pts

Travel Insurance

✓

Travel Accident

Up to $100,000

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

✓

Auto Rental

Up to $65,000 / 48 days

Interest Rates

Purchase Rate

21.99%

Cash Advance

22.99%

Foreign Transaction Fee

2.5%

Eligibility

Personal Income

$15,000

Household Income

$15,000

Terms & Conditions

Card Features

Earn up to 10,000 Aeroplan points in total (a value of up to $200 for your travel†):

2,500 Aeroplan points the first time you pay for a purchase†
2,500 Aeroplan points when you spend $1,500 or more during the first 4 monthly statements periods†
Earn an additional anniversary bonus of 5,000 Aeroplan points if you have at least $10,000 in net purchases charged to your account during the period covered by your first 12 monthly statements†

Legal

† Conditions apply.

Related Cards

American Express® Aeroplan®* Card

American Express Canada

$1,279

CIBC Aventura® Visa* Card for Students

CIBC

$314

American Express® Aeroplan®* Business Reserve Card

American Express Canada

$2,226

CIBC Aeroplan® Visa* Business Card

CIBC

$2,215

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Ratesopedia may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.

Our Review

With the CIBC Aeroplan® Visa* Card, earn up to 10,000 Aeroplan points:

2,500 points on first purchase
2,500 Aeroplan points when you spend $1,500 or more during the first 4 monthly statements periods
5,000 anniversary bonus points after $10,000 in purchases over 12 months

Terms & Conditions

Card Features

Earn up to 10,000 Aeroplan points in total (a value of up to $200 for your travel†):

2,500 Aeroplan points the first time you pay for a purchase†
2,500 Aeroplan points when you spend $1,500 or more during the first 4 monthly statements periods†
Earn an additional anniversary bonus of 5,000 Aeroplan points if you have at least $10,000 in net purchases charged to your account during the period covered by your first 12 monthly statements†

Legal

† Conditions apply.