Ratesopedia

Pros

  • Welcome Bonus: 12,500 points
  • Purchase protection included
  • No annual fee

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

CIBC Aventura Visa* Card for Students is one of the best travel rewards Visa student credit cards in Canada.

Get up to 12,500 Aventura points (a value of up to $125 toward travel):

  • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
  • 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements

With this CIBC Aventura Student Credit Card, you get:

  • 1 point for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
  • 1 point per $2 spent on all other purchases†

What’s more, with this CIBC Student Credit Card, you benefit from a free free membership to SPC, for instant savings on over 450 in-store and online transactions. And this CIBC Student Credit Card offers some insurance coverage:

  • $100,000 Common Carrier Accident Insurance
  • Purchase Security and Extended Protection Insurance

Rewards

All Spending

0.5x

CIBC Aventura pts per dollar

Groceries

1x

Pharmacy

1x

Gas

1x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

1.2¢/ point
0.60¢3.6¢
Groceries1x
$400/month
Pharmacy1x
$150/month
Gas1x
$300/month
Restaurants0.5x
$160/month
Recurring0.5x
$300/month
All other spending0.5x
$700/month

Points Earned

17,160

CIBC Aventura/yr

Estimated Value

$206

After Fees

+$206

1st Year Value

$356

incl. welcome bonus

Annual rewards breakdown

Groceries$4,800/yr × 1x4,800 pts
Pharmacy$1,800/yr × 1x1,800 pts
Gas$3,600/yr × 1x3,600 pts
Restaurants$1,920/yr × 0.5x960 pts
Recurring$3,600/yr × 0.5x1,800 pts
All other spending$8,400/yr × 0.5x4,200 pts
Total annual spend$24,120
Monthly spend$2,010
Average earn rate0.71x
Total points earned17,160 pts

Travel Insurance

Travel Accident

Up to $100,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Terms & Conditions

Card Features

Welcome offer: Apply for a card and get a value of up to $125, with no annual fee.

Here’s how it adds up:
  • Get up to 12,500 Aventura points (a value of up to $125 toward travel):
    • 2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura® Visa* account approval.
    • 10,000 Aventura points after making your first purchase during the period covered by your first 4 monthly statements
  • Travel when it suits you – your Aventura points never expire
  • Redeem your Aventura points for more than just travel with our Shop with Points and Pay with Points features.
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 1 point for every dollar spent on travel through the CIBC Rewards Centre
  • 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores†
  • 1 point for every $2 spent on all your other purchases

Get all the essentials for student life on a budget Qualifying students can get free SPC+ registration, plus 450 deals on everyday purchases, deeper discounts, special experiences and exclusive gifts. Start banking with CIBC and make student life more rewarding.† Start banking with CIBC and make student life more rewarding.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Card for Students with Skip.

FAQ

What is the welcome offer for CIBC Aventura Visa* Card for Students?

The welcome offer for CIBC Aventura Visa* Card for Students allows you to earn up to 10,000 Aventura points, equivalent to a value of up to $100 for your travels, with no annual fee.

How can I earn Aventura points at CIBC Aventura Visa* Card for Students?

You can earn up to 10,000 Aventura points as follows: 2,500 points by completing five activities within 60 days of account approval and 7,500 points after your first purchase within the period covered by your first four monthly statements.

Do Aventura points from CIBC Aventura Visa* Card for Students expire?

No, your Aventura points don’t expire, allowing you to travel whenever it suits you.

How can I use my Aventura points at CIBC Aventura Visa* Card for Students?

You can redeem your Aventura points not only for travel, but also for hotel stays, car rentals, or use the Shop with Points and Pay with Points features.

How can students benefit from the SPC+ program at CIBC Aventura Visa* Card for Students?

Eligible students can get a free enrollment in the SPC+ program and access over 450 deals, significant discounts, special experiences, and exclusive gifts, by opting for the CIBC Aventura Visa* Card for Students.

How are Aventura points earned on CIBC Aventura Visa* Card for Students purchases?

You earn 1 Aventura point for every dollar of travel purchases made through the CIBC Rewards Centre, 1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery stores and pharmacies, and 1 point for every $2 spent on all your other purchases.

Can Aventura points be used for expenses other than travel with CIBC Aventura Visa* Card for Students?

Yes, with CIBC Aventura Visa* Card for Students, you can redeem your Aventura points for more than just travel, including shopping with points and paying with points.

How can Aventura points be used for local travel with CIBC Aventura Visa* Card for Students?

Aventura points can be used for hotel stays and car rentals, providing options for weekend getaways or other local trips.

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