Ratesopedia

Pros

  • First Year Annual Fee Rebate ($139 annual fee rebated)
  • Welcome Bonus: 40,000 points
  • Purchase protection included
  • Travel medical insurance included

Cons

  • Foreign Transaction Fee (2.5%)
  • No airport lounge access despite fee

Our Review

With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 40,000 Aeroplan points as well as a first-year annual fee rebate.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card
  • Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening.
  • Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation, as well as a rebate on the NEXUS program application fee (up to C$100) every 48 months.

With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points per $1 spent on:

  • Grocery purchases
  • Gas and electric vehicle charging purchases
  • Purchases made directly with Air Canada® (including Air Canada Vacations®)

You also earn 1 point per dollar on all other eligible purchases made with your card.

Rewards

All Spending

1x

Aeroplan pts per dollar

Gas

1.5x

Groceries

1.5x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

/ point
Gas1.5x
$300/month
Groceries1.5x
$400/month
Restaurants1x
$160/month
Telecom1x
$300/month
All other spending1x
$700/month

Points Earned

26,520

Aeroplan/yr

Estimated Value

$530

After Fees

+$530

1st Year Value

$1,330

incl. welcome bonus

Annual rewards breakdown

Gas$3,600/yr × 1.5x5,400 pts
Groceries$4,800/yr × 1.5x7,200 pts
Restaurants$1,920/yr × 1x1,920 pts
Telecom$3,600/yr × 1x3,600 pts
All other spending$8,400/yr × 1x8,400 pts
Total annual spend$22,320
Monthly spend$1,860
Average earn rate1.19x
Total points earned26,520 pts

Travel Insurance

Travel Medical

Up to $2,000,000 / 21 days

Trip Cancellation

Up to $1,500

Trip Interruption

Up to $5,000

Delayed Baggage

Up to $1,000

Lost Baggage

Up to $1,000

Flight Delay

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Mobile Device

Up to $1,000

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Perks & Benefits

Concierge Service

24/7

NEXUS Credit

Eligibility

Personal Income

$60,000

Household Income

$100,000

Terms & Conditions

Card Features

Up to $1,350 in value including up to 40,000 Aeroplan points could be yours.
Plus, receive an Annual Fee rebate for the first year and additional travel benefits. Conditions Apply.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card
  • Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening.
  • Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening
  • Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD).
  • Plus, share free first checked bags with up to 8 travel companions.
  • Get an Annual Fee Rebate for the first year

FAQ

What are the annual fees for the TD Aeroplan Visa Infinite Card?

The TD Aeroplan Visa Infinite Card has annual fees of $139 for the primary cardholder and $75 for additional cardholders.

What minimum income does the TD Aeroplan Visa Infinite Card require?

The TD Aeroplan Visa Infinite Card requires an annual personal income of $60,000 or a household income of $100,000.

How do you earn points with the TD Aeroplan Visa Infinite Card?

The TD Aeroplan Visa Infinite Card offers 1.5 points per dollar on gas, groceries, electric vehicle charging, and Air Canada purchases, and 1 point per dollar on other purchases.

Do Aeroplan points expire with the TD Aeroplan Visa Infinite Card?

No, Aeroplan points from the TD Aeroplan Visa Infinite Card do not expire as long as you remain a primary cardholder in good standing.

Does the TD Aeroplan Visa Infinite Card offer a free checked bag?

Yes, the TD Aeroplan Visa Infinite Card includes the first free checked bag (23 kg) for the cardholder and up to 8 companions on Air Canada flights.

Does the TD Aeroplan Visa Infinite Card offer a NEXUS rebate?

Yes, the TD Aeroplan Visa Infinite Card reimburses up to CA$100 every 48 months for NEXUS application fees.

Can you share Aeroplan points with your family?

Yes, the TD Aeroplan Visa Infinite Card allows up to eight family members to combine their points through Aeroplan Family Sharing.

What medical insurances does the TD Aeroplan Visa Infinite Card offer?

The TD Aeroplan Visa Infinite Card includes travel medical insurance up to $2 million for 21 days (4 days if 65 years and older).

Does the TD Aeroplan Visa Infinite Card offer a concierge service?

Yes, the TD Aeroplan Visa Infinite Card includes a free Visa Infinite concierge service available 24/7.

Does the TD Aeroplan Visa Infinite Card offer mobile device insurance?

Yes, the TD Aeroplan Visa Infinite Card offers up to $1,000 in coverage for mobile devices in case of loss, theft, damage, or mechanical failure.

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